Retail & Shops · lender intelligence
How to finance a Pinspiration in Texas
The SBA 7(a) lenders funding the most Pinspiration deals in Texas, from public loan records — typical Pinspiration loan about $182K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Pinspiration in Texas
$182K
Typical loan
range $150K–$275K
$202K
Est. purchase price
≈ loan ÷ 90%
$27,018
Cash to close
$20,200 down + fees
$2,661/mo
Typical payment
~12.5% · 10yr
$36,722/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
89 days
Typical time to fund
3
Lenders competing
more = leverage
6.33%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pinspiration in Texas
Ranked by funded Pinspiration loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.868 loans · $362M · Salt Lake City, UTFull record →
- 2.1 loans · $0M · Irvington, KYFull record →
- 3.5 loans · $4M · Houston, TXFull record →
3+ funded Pinspiration in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pinspiration Arts and Crafts Studio in Southlake, TX — $275K (2021) · First State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 122 months
- SBA guaranteed
- $206K (75%)
- Approval → funding
- 115 days
- Approved
- 11/6/2020
- First disbursed
- 3/1/2021
- Loan status
- Failed — $217K charged off (12/17/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by First State Bank · Lender record →
Your business? Claim this record · Request removal
- Jenkins Meriano Enterprises LLC in Kingwood, TX — $182K (2020) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 126 months
- SBA guaranteed
- $136K (75%)
- Approval → funding
- 89 days
- Approved
- 3/3/2020
- First disbursed
- 5/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- ANZIE, LLC in Shavano Park, TX — $150K (2020) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 8/6/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other General Merchandise Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Buying a Pinspiration in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Pinspiration loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pinspiration purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Celtic Bank Corporation funds the most here. CapBench is not a lender.
- $182K typical Pinspiration loan
- 3 lenders active in Texas
- 3+ funded Texas deals
- 89 days typical to fund
Buyers buying a Pinspiration in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.