Retail & Shops · lender intelligence
How to finance a Pinspiration
The SBA 7(a) lenders funding the most Pinspiration deals, ranked from public loan records — typical Pinspiration loan about $182K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pinspiration
$182K
Typical loan
range $125K–$250K
$202K
Est. purchase price
≈ loan ÷ 90%
$27,018
Cash to close
$20,200 down + fees
$2,661/mo
Typical payment
~12.5% · 10yr
$36,722/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
25 days
Typical time to fund
9
Lenders competing
more = leverage
6.66%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pinspiration
Ranked by funded Pinspiration loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.575 loans · $220M · De Graff, OHFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.1 loans · $0M · Irvington, KYFull record →
- 5.5 loans · $4M · Houston, TXFull record →
- 6.22 loans · $3M · Fayetteville, ARFull record →
- 7.79 loans · $53M · Gulfport, MSFull record →
14+ funded Pinspiration deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Initium Novum LLC in Gulfport, MS — $262K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $197K (75%)
- Approved
- 11/19/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Krafty Kate, LLC in Wyoming, MI — $313K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $235K (75%)
- Approval → funding
- 68 days
- Approved
- 5/17/2023
- First disbursed
- 7/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Jade LeBouef LLC in Broussard, LA — $160K (2022) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (75%)
- Approval → funding
- 55 days
- Approved
- 3/25/2022
- First disbursed
- 5/19/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Allagash, Inc. in Little Rock, AR — $125K (2022) · Arvest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $106K (85%)
- Approval → funding
- 22 days
- Approved
- 2/1/2022
- First disbursed
- 2/23/2022
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Promoters of Performing Arts, Sports, and Similar Events wit
Funded by Arvest Bank · Lender record →
Your business? Claim this record · Request removal
- Eastvold Investments, LLC in Cedar Rapids, IA — $50K (2022) · Lincoln Savings Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 103 months
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 7 days
- Approved
- 3/18/2022
- First disbursed
- 3/25/2022
- Loan status
- Failed — $46K charged off (3/14/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Retailers
Funded by Lincoln Savings Bank
Your business? Claim this record · Request removal
- Pinspiration Arts and Crafts Studio in Southlake, TX — $275K (2021) · First State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 122 months
- SBA guaranteed
- $206K (75%)
- Approval → funding
- 115 days
- Approved
- 11/6/2020
- First disbursed
- 3/1/2021
- Loan status
- Failed — $217K charged off (12/17/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by First State Bank · Lender record →
Your business? Claim this record · Request removal
- Eastvold Investments, LLC in Cedar Rapids, IA — $250K (2021) · Lincoln Savings Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 92 months
- SBA guaranteed
- $225K (90%)
- Approval → funding
- 9 days
- Approved
- 4/21/2021
- First disbursed
- 4/30/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by Lincoln Savings Bank
Your business? Claim this record · Request removal
- Little Bird Creative Soul, LLC in Dayton, OH — $231K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $208K (90%)
- Approval → funding
- 5 days
- Approved
- 9/25/2021
- First disbursed
- 9/30/2021
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Artisanal Valkyries, LLC in Grovetown, GA — $185K (2021) · Queensborough National Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $167K (90%)
- Approved
- 8/13/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Queensborough National Bank and Trust Company
Your business? Claim this record · Request removal
- Craft Easy, Inc.dba Pinspiration Pooler in Pooler, GA — $150K (2021) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 52 days
- Approved
- 12/11/2020
- First disbursed
- 2/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fine Arts Schools
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Little Bird Creative Soul, LLC in Dayton, OH — $15K (2021) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $11K (75%)
- Approval → funding
- 5 days
- Approved
- 9/25/2021
- First disbursed
- 9/30/2021
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Jenkins Meriano Enterprises LLC in Kingwood, TX — $182K (2020) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 126 months
- SBA guaranteed
- $136K (75%)
- Approval → funding
- 89 days
- Approved
- 3/3/2020
- First disbursed
- 5/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- ANZIE, LLC in Shavano Park, TX — $150K (2020) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 25 days
- Approved
- 8/6/2020
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other General Merchandise Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Eastvold Investments, LLC in Cedar Rapids, IA — $85K (2020) · Lincoln Savings Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $72K (85%)
- Approved
- 7/16/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hobby, Toy, and Game Stores
Funded by Lincoln Savings Bank
Your business? Claim this record · Request removal
Buying a Pinspiration? Start with a lender that has funded the brand
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pinspiration businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pinspiration purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $182K typical Pinspiration loan
- 9 lenders fund the brand
- 25 days typical to fund
Buyers researching a Pinspiration typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.