Planet Smoothie, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1324)
24 deals since 2020 · typical deal $321K
24
Deals since 2020
$321K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Planet Smoothie
Most Planet Smoothie deals financed between $206K and $450K. Above $450K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,460
- Down payment (10%)
- $36K
- Cash to close (all-in)
- $48K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$48K)
Experience
Recent financings
- MJSJS LLC in San Antonio, TX — $443K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $332K (75%)
- Approved
- 1/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Commonwealth Bank · Lender record →
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- XIMITHRAL ADVENTURES LLC in Ocoee, FL — $500K (2025) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 63 days
- Approved
- 3/26/2025
- First disbursed
- 5/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- CLOVER 716 INC in West Seneca, NY — $10K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $5K (50%)
- Approval → funding
- 34 days
- Approved
- 8/27/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Planet Smoothie in Newnan, GA — $842K (2024) · purchase · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $632K (75%)
- Approval → funding
- 29 days
- Approved
- 7/9/2024
- First disbursed
- 8/7/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $936K
- Est. down payment (10%)
- $94K
- Est. cash at closing
- $128K
- Monthly payment
- $11,362
- Annual debt service
- $136K
- Cash flow needed (1.25×)
- $170K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by HomeTrust Bank · Lender record →
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- Apostrophe S Ventures LLC in Reno, NV — $534K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $401K (75%)
- Approval → funding
- 9 days
- Approved
- 6/3/2024
- First disbursed
- 6/12/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Apostrophe S Ventures LLC in Reno, NV — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 113 days
- Approved
- 6/3/2024
- First disbursed
- 9/24/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Live Well Treats, LLC in Orlando, FL — $473K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $355K (75%)
- Approval → funding
- 78 days
- Approved
- 3/16/2023
- First disbursed
- 6/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- Gallarzo3 LLC in Minneapolis, MN — $700K (2022) · Sunrise Banks National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 12 days
- Approved
- 9/23/2022
- First disbursed
- 10/5/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Sunrise Banks National Association · Lender record →
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- Planet Smoothie in Sanford, FL — $450K (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approved
- 8/9/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
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- JMD Franchises Corp. in Austin, TX — $403K (2022) · Citizens Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 124 months
- SBA guaranteed
- $302K (75%)
- Approval → funding
- 50 days
- Approved
- 7/20/2022
- First disbursed
- 9/8/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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Who funds Planet Smoothie — and where
Every dot is a financed Planet Smoothie — 24 mapped.
Financed Planet Smoothie locations — list all 24 as text
- Luckeshe Holdings, LLC — Glendale · $206K · FY2021 · Limited-Service Restaurants
- TJMORGZ LLC — Altoona · $172K · FY2021 · Limited-Service Restaurants
- Live Well Treats, LLC — Orlando · $473K · FY2023 · Snack and Nonalcoholic Beverage Bars
- Apostrophe S Ventures LLC — Reno · $30K · FY2024 · Limited-Service Restaurants
- Apostrophe S Ventures LLC — Reno · $534K · FY2024 · Limited-Service Restaurants
- Planet Smoothie — Newnan · $842K · FY2024 · Snack and Nonalcoholic Beverage Bars
- CLOVER 716 INC — West Seneca · $10K · FY2025 · Snack and Nonalcoholic Beverage Bars
- MJSJS LLC — San Antonio · $443K · FY2026 · Snack and Nonalcoholic Beverage Bars
- XIMITHRAL ADVENTURES LLC — Ocoee · $500K · FY2025 · Snack and Nonalcoholic Beverage Bars
- Triple Bark Beverages, Inc. — Birmingham · $223K · FY2020 · Snack and Nonalcoholic Beverage Bars
- F & R PROPERTY INVESTMENTS LLC — Orlando · $25K · FY2020 · Snack and Nonalcoholic Beverage Bars
- DHC Ventures, LLC — Jacksonville · $187K · FY2021 · Limited-Service Restaurants
- JCPS LLC — Birmingham · $297K · FY2022 · Snack and Nonalcoholic Beverage Bars
- JMD Franchises Corp. — Austin · $403K · FY2022 · Snack and Nonalcoholic Beverage Bars
- TSCFWOOD — Batesville · $250K · FY2022 · Snack and Nonalcoholic Beverage Bars
- Planet Smoothie — Sanford · $450K · FY2022 · Limited-Service Restaurants
- Gallarzo3 LLC — Minneapolis · $700K · FY2022 · Limited-Service Restaurants
- GRFOODS ENTERPRISES LLC — Boynton Beach · $333K · FY2020 · Limited-Service Restaurants
- DEWITT HOLDINGS LLC — Orlando · $183K · FY2020 · Limited-Service Restaurants
- GUMBALL INC. — Saint George · $216K · FY2020 · Snack and Nonalcoholic Beverage Bars
- J & K Smoothie, LLC — Monroe · $340K · FY2022 · Snack and Nonalcoholic Beverage Bars
- LUCAS AGENCY INC. — Windermere · $321K · FY2021 · Snack and Nonalcoholic Beverage Bars
- KINCAID BRANDS LLC — Jacksonville · $332K · FY2021 · Snack and Nonalcoholic Beverage Bars
- 3Ton Investments, LLC — Trussville · $276K · FY2021 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
1.Citizens Bank(5)
2.Seacoast National Bank(3)
3.The Huntington National Bank(2)
- 4.Newtek Small Business Finance, Inc. (2)
5.Wisconsin Women's Business Initiative Corporation(1)
Most active states
- 1.Florida (9 loans)
- 2.Alabama (3 loans)
- 3.Nevada (2 loans)
- 4.Georgia (2 loans)
- 5.Texas (2 loans)
- 6.Wisconsin (1 loans)
- 7.Iowa (1 loans)
- 8.New York (1 loans)
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Common questions
How much does a Planet Smoothie cost to buy or open?
The typical deal for Planet Smoothie is $321K across 24 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $35K of buyer cash on a typical deal.
How risky is Planet Smoothie?
Planet Smoothie has 24 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Planet Smoothie with an SBA loan?
Yes — Planet Smoothie has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Planet Smoothie franchise
Most Planet Smoothie buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Planet Smoothie deal financed for $321K, which points to about $35K of buyer cash on a typical purchase. Planet Smoothie is listed in the SBA Franchise Directory (identifier S1324), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Planet Smoothie — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Planet Smoothie — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Planet Smoothie — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Planet Smoothie is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 24 SBA 7(a) deals since 2020
- $321K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1324)
- Top lenders: Citizens Bank, Seacoast National Bank, The Huntington National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Planet Smoothie?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Planet Smoothie.