Postal Connections, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1339)
7 deals since 2020 · typical deal $190K
7
Deals since 2020
$190K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Postal Connections
Most Postal Connections deals financed between $166K and $222K. Above $222K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,809
- Down payment (10%)
- $21K
- Cash to close (all-in)
- $28K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$28K)
Experience
Recent financings
- Postal Connection of Hillsboro in Hillsboro, OR — $421K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $316K (75%)
- Approval → funding
- 30 days
- Approved
- 1/28/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by First Bank of the Lake · Lender record →
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- DKDS, LLC in Burlington, NC — $149K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $126K (85%)
- Approval → funding
- 2 days
- Approved
- 6/26/2024
- First disbursed
- 6/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Postal Service
Funded by BayFirst National Bank · Lender record →
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- JDG INVESTMENTS LLC in Vero Beach, FL — $166K (2023) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.35% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $124K (75%)
- Approval → funding
- 21 days
- Approved
- 1/26/2023
- First disbursed
- 2/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Wells Fargo Bank National Association · Lender record →
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- Isthmus Foods, LLC in Verona, WI — $222K (2022) · purchase · Lake Ridge Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $166K (75%)
- Approval → funding
- 5 days
- Approved
- 5/26/2022
- First disbursed
- 5/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Office Supplies and Stationery Retailers
If you were the buyer here
- Est. deal size
- $246K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $33K
- Monthly payment
- $2,324
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Ridge Bank · Lender record →
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- JRENEELOGISTICS LLC in Hockessin, DE — $190K (2022) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approval → funding
- 9 days
- Approved
- 6/28/2022
- First disbursed
- 7/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Postal Service
Funded by North State Bank · Lender record →
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- Postal Connection at Viera in Raleigh, FL — $192K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $173K (90%)
- Approval → funding
- 37 days
- Approved
- 9/24/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Business Support Services
Funded by North State Bank · Lender record →
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- DKDS, LLC in Burlington, NC — $173K (2020) · purchase · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $130K (75%)
- Approval → funding
- 9 days
- Approved
- 7/11/2020
- First disbursed
- 7/20/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $192K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $26K
- Monthly payment
- $1,901
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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Who funds Postal Connections — and where
Every dot is a financed Postal Connections — 7 mapped.
Financed Postal Connections locations — list all 7 as text
- JDG INVESTMENTS LLC — Vero Beach · $166K · FY2023 · Private Mail Centers
- DKDS, LLC — Burlington · $149K · FY2024 · Postal Service
- Postal Connection of Hillsboro — Hillsboro · $421K · FY2026 · Other Business Service Centers (including Copy Shops)
- DKDS, LLC — Burlington · $173K · FY2020 · Private Mail Centers
- Isthmus Foods, LLC — Verona · $222K · FY2022 · Office Supplies and Stationery Retailers
- JRENEELOGISTICS LLC — Hockessin · $190K · FY2022 · Postal Service
- Postal Connection at Viera — Raleigh · $192K · FY2021 · All Other Business Support Services
Top lenders for this brand
Most active states
- 1.Florida (2 loans)
- 2.North Carolina (2 loans)
- 3.Oregon (1 loans)
- 4.Wisconsin (1 loans)
- 5.Delaware (1 loans)
Represent Postal Connections?
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Common questions
How much does a Postal Connections cost to buy or open?
The typical deal for Postal Connections is $190K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $21K of buyer cash on a typical deal.
How risky is Postal Connections?
Postal Connections has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Postal Connections with an SBA loan?
Yes — Postal Connections has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Postal Connections franchise
Most Postal Connections buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Postal Connections deal financed for $190K, which points to about $21K of buyer cash on a typical purchase. Postal Connections is listed in the SBA Franchise Directory (identifier S1339), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Postal Connections — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Postal Connections — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Postal Connections — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Postal Connections is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $190K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1339)
- Top lenders: North State Bank, Wells Fargo Bank National Association, BayFirst National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Postal Connections?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Postal Connections.