Business Services · lender intelligence

How to finance a Postal Connections

State:

The SBA 7(a) lenders funding the most Postal Connections deals, ranked from public loan records — typical Postal Connections loan about $190K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Postal Connections

$190K

Typical loan

range $166K–$222K

$211K

Est. purchase price

≈ loan ÷ 90%

$28,236

Cash to close

$21,111 down + fees

$2,781/mo

Typical payment

~12.5% · 10yr

$38,378/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

7.76%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Postal Connections

Ranked by funded Postal Connections loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.24 loans · $21M · Raleigh, NCFull record →
2.20 loans · $8M · Saint Petersburg, FLFull record →
3.318 loans · $229M · Osage Beach, MOFull record →
4.1 loans · $1M · Lincoln, NEFull record →
5.10 loans · $7M · Middleton, WIFull record →

7+ funded Postal Connections deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Postal Connection of Hillsboro in Hillsboro, OR — $421K (2026) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$316K (75%)
Approval → funding
30 days
Approved
1/28/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
DKDS, LLC in Burlington, NC — $149K (2024) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$126K (85%)
Approval → funding
2 days
Approved
6/26/2024
First disbursed
6/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Business age
Existing or more than 2 years old
Industry
Postal Service
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
JDG INVESTMENTS LLC in Vero Beach, FL — $166K (2023) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.35% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$124K (75%)
Approval → funding
21 days
Approved
1/26/2023
First disbursed
2/16/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Private Mail Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Isthmus Foods, LLC in Verona, WI — $222K (2022) · purchase · Lake Ridge Bank
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$166K (75%)
Approval → funding
5 days
Approved
5/26/2022
First disbursed
5/31/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Office Supplies and Stationery Retailers
If you were the buyer here
Est. deal size
$246K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,324
Annual debt service
$28K
Cash flow needed (1.25×)
$35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Lake Ridge Bank · Lender record →
Your business? Claim this record · Request removal
JRENEELOGISTICS LLC in Hockessin, DE — $190K (2022) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$143K (75%)
Approval → funding
9 days
Approved
6/28/2022
First disbursed
7/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
New Business or 2 years or less
Industry
Postal Service
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Postal Connection at Viera in Raleigh, FL — $192K (2021) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$173K (90%)
Approval → funding
37 days
Approved
9/24/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Business Support Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
DKDS, LLC in Burlington, NC — $173K (2020) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$130K (75%)
Approval → funding
9 days
Approved
7/11/2020
First disbursed
7/20/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$192K
Est. down payment (10%)
$19K
Est. cash at closing
$26K
Monthly payment
$1,901
Annual debt service
$23K
Cash flow needed (1.25×)
$29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Postal Connections? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Postal Connections businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Postal Connections purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. North State Bank funds the most. CapBench is not a lender.

$190K typical Postal Connections loan
6 lenders fund the brand
9 days typical to fund

Buyers researching a Postal Connections typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Postal Connections record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/postal-connections
API:: https://www.capbench.com/api/public/lenders?franchise=postal-connections
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.