Prose, by the numbers
Prose appears in 16 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2772)
16 deals since 2020 · typical deal $400K
16
Deals since 2020
$400K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Prose
Most Prose deals financed between $314K and $520K. Above $520K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,231
- Down payment (10%)
- $44K
- Cash to close (all-in)
- $59K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$59K)
Experience
Recent financings
- DMG Beauty, INC in Towson, MD — $350K (2022) · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 239 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 15 days
- Approved
- 12/16/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Mkg Enterprises, LLC in Eden Prairie, MN — $250K (2022) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 6 days
- Approved
- 7/27/2022
- First disbursed
- 8/2/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
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- Zweiller Company LLC in Minneapolis, MN — $100K (2022) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 90 months
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 9 days
- Approved
- 9/14/2022
- First disbursed
- 9/23/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
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- Zweiller Company LLC in Coon Rapids, MN — $80K (2022) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 92 months
- SBA guaranteed
- $68K (85%)
- Approval → funding
- 31 days
- Approved
- 2/22/2022
- First disbursed
- 3/25/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
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- Halvy Style Corp in Rogers, MN — $552K (2021) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $497K (90%)
- Approval → funding
- 85 days
- Approved
- 5/19/2021
- First disbursed
- 8/12/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
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- MKG Enterprises, LLC in Minneapolis, MN — $550K (2021) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 95 months
- SBA guaranteed
- $495K (90%)
- Approval → funding
- 142 days
- Approved
- 7/8/2021
- First disbursed
- 11/27/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
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- 2224 Investments, LLC in Nashville, TN — $500K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 97 months
- SBA guaranteed
- $450K (90%)
- Approval → funding
- 3 days
- Approved
- 4/26/2021
- First disbursed
- 4/29/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Nail Salons
Funded by The Huntington National Bank · Lender record →
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- MKGEnterprises, LLC in Eden Prairie, MN — $418K (2021) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 95 months
- SBA guaranteed
- $376K (90%)
- Approval → funding
- 53 days
- Approved
- 7/8/2021
- First disbursed
- 8/30/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
- Lady Bug Holdings, LLC in Wyckoff, NJ — $400K (2021) · Unity Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $360K (90%)
- Approved
- 5/24/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Unity Bank · Lender record →
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- Zweiller Company, LLC in Coon Rapids, MN — $377K (2021) · Luminate Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 77 months
- SBA guaranteed
- $339K (90%)
- Approval → funding
- 361 days
- Approved
- 3/5/2021
- First disbursed
- 3/1/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Luminate Bank
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Who funds Prose — and where
Every dot is a financed Prose — 16 mapped.
Financed Prose locations — list all 16 as text
- Strive Beauty of West Fargo LLC — West Fargo · $314K · FY2021 · Nail Salons
- Zweiller Company, LLC — Coon Rapids · $377K · FY2021 · Nail Salons
- PROSE of Indiana, LLC — Zionsville · $350K · FY2021 · Nail Salons
- 2224 Investments, LLC — Nashville · $50K · FY2021 · Nail Salons
- 2224 Investments, LLC — Nashville · $500K · FY2021 · Nail Salons
- Halvy Style Corp — Rogers · $552K · FY2021 · Nail Salons
- Lady Bug Holdings, LLC — Wyckoff · $400K · FY2021 · Nail Salons
- CDA, Inc — Osseo · $460K · FY2020 · Nail Salons
- Mkg Enterprises, LLC — Eden Prairie · $250K · FY2022 · Nail Salons
- Zweiller Company LLC — Minneapolis · $100K · FY2022 · Nail Salons
- CDA, Inc — Maple Grove · $525K · FY2020 · Nail Salons
- Zweiller Company LLC — Minneapolis · $520K · FY2020 · Nail Salons
- DMG Beauty, INC — Towson · $350K · FY2022 · Beauty Salons
- Zweiller Company LLC — Coon Rapids · $80K · FY2022 · Nail Salons
- MKGEnterprises, LLC — Eden Prairie · $418K · FY2021 · Nail Salons
- MKG Enterprises, LLC — Minneapolis · $550K · FY2021 · Nail Salons
Top lenders for this brand
Most active states
- 1.Minnesota (10 loans)Prose lenders in Minnesota->
- 2.Tennessee (2 loans)Prose lenders in Tennessee->
- 3.North Dakota (1 loans)Prose lenders in North Dakota->
- 4.Indiana (1 loans)Prose lenders in Indiana->
- 5.New Jersey (1 loans)Prose lenders in New Jersey->
- 6.Maryland (1 loans)Prose lenders in Maryland->
Represent Prose?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Prose cost to buy or open?
The typical deal for Prose is $400K across 16 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $44K of buyer cash on a typical deal.
How risky is Prose?
Prose has 16 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Prose with an SBA loan?
Yes — Prose has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Prose franchise
Most Prose buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Prose deal financed for $400K, which points to about $44K of buyer cash on a typical purchase. Prose is listed in the SBA Franchise Directory (identifier S2772), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Prose — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Prose — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Prose — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Prose is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 16 SBA 7(a) deals since 2020
- $400K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2772)
- Top lenders: Luminate Bank, The Huntington National Bank, Old National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Prose.