Beauty & Personal Care · lender intelligence

How to finance a Prose

State:

The SBA 7(a) lenders funding the most Prose deals, ranked from public loan records — typical Prose loan about $400K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Prose

$400K

Typical loan

range $314K–$520K

$444K

Est. purchase price

≈ loan ÷ 90%

$59,444

Cash to close

$44,444 down + fees

$5,176/mo

Typical payment

~9.5% · 10yr

$71,429/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

31 days

Typical time to fund

Lenders competing

more = leverage

5.75%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Prose

Ranked by funded Prose loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.116 loans · $120M · Evansville, INFull record →
3.5 loans · $9M · Clinton, NJFull record →
4.1,927 loans · $207M · Buffalo, NYFull record →

16+ funded Prose deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

DMG Beauty, INC in Towson, MD — $350K (2022) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
239 months
SBA guaranteed
$263K (75%)
Approval → funding
15 days
Approved
12/16/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Beauty Salons
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Mkg Enterprises, LLC in Eden Prairie, MN — $250K (2022) · Luminate Bank
Program
7a General
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
6 days
Approved
7/27/2022
First disbursed
8/2/2022
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
Zweiller Company LLC in Minneapolis, MN — $100K (2022) · Luminate Bank
Program
7a General
Rate at approval
7.5% variable
Term
90 months
SBA guaranteed
$85K (85%)
Approval → funding
9 days
Approved
9/14/2022
First disbursed
9/23/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
18
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
Zweiller Company LLC in Coon Rapids, MN — $80K (2022) · Luminate Bank
Program
7a General
Rate at approval
5.25% variable
Term
92 months
SBA guaranteed
$68K (85%)
Approval → funding
31 days
Approved
2/22/2022
First disbursed
3/25/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
Halvy Style Corp in Rogers, MN — $552K (2021) · Luminate Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$497K (90%)
Approval → funding
85 days
Approved
5/19/2021
First disbursed
8/12/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
MKG Enterprises, LLC in Minneapolis, MN — $550K (2021) · Luminate Bank
Program
7a General
Rate at approval
5.25% variable
Term
95 months
SBA guaranteed
$495K (90%)
Approval → funding
142 days
Approved
7/8/2021
First disbursed
11/27/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
2224 Investments, LLC in Nashville, TN — $500K (2021) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
97 months
SBA guaranteed
$450K (90%)
Approval → funding
3 days
Approved
4/26/2021
First disbursed
4/29/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
MKGEnterprises, LLC in Eden Prairie, MN — $418K (2021) · Luminate Bank
Program
7a General
Rate at approval
5.25% variable
Term
95 months
SBA guaranteed
$376K (90%)
Approval → funding
53 days
Approved
7/8/2021
First disbursed
8/30/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
Lady Bug Holdings, LLC in Wyckoff, NJ — $400K (2021) · Unity Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$360K (90%)
Approved
5/24/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Unity Bank · Lender record →
Your business? Claim this record · Request removal
Zweiller Company, LLC in Coon Rapids, MN — $377K (2021) · Luminate Bank
Program
7a General
Rate at approval
5.25% variable
Term
77 months
SBA guaranteed
$339K (90%)
Approval → funding
361 days
Approved
3/5/2021
First disbursed
3/1/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
PROSE of Indiana, LLC in Zionsville, IN — $350K (2021) · Old National Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
12 days
Approved
3/19/2021
First disbursed
3/31/2021
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Strive Beauty of West Fargo LLC in West Fargo, ND — $314K (2021) · Luminate Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$282K (90%)
Approval → funding
57 days
Approved
3/4/2021
First disbursed
4/30/2021
Loan status
Paid in full (1/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
2224 Investments, LLC in Nashville, TN — $50K (2021) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$38K (75%)
Approval → funding
4 days
Approved
4/26/2021
First disbursed
4/30/2021
Loan status
Paid in full (5/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CDA, Inc in Maple Grove, MN — $525K (2020) · Luminate Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$393K (75%)
Approved
2/4/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
Zweiller Company LLC in Minneapolis, MN — $520K (2020) · Luminate Bank
Program
7a General
Rate at approval
6.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$390K (75%)
Approved
2/25/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal
CDA, Inc in Osseo, MN — $460K (2020) · Luminate Bank
Program
7a General
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$345K (75%)
Approval → funding
76 days
Approved
6/16/2020
First disbursed
8/31/2020
Loan status
Paid in full (5/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Nail Salons
Funded by Luminate Bank
Your business? Claim this record · Request removal

Buying a Prose? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Prose businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Prose purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$400K typical Prose loan
5 lenders fund the brand
31 days typical to fund

Buyers researching a Prose typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Prose record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/prose
API:: https://www.capbench.com/api/public/lenders?franchise=prose
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.