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Retrofitness, by the numbers

Retrofitness appears in 13 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1427)

13 deals since 2020 · typical deal $935K

13

Deals since 2020

$935K

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

Retrofitness has 13 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Retrofitness

Most Retrofitness deals financed between $725K and $1.35M. Above $1.35M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$12,227
Down payment (10%)
$104K
Cash to close (all-in)
$142K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$142K)

Experience

Recent financings

  • Tenafly Fitness Center LLC in Tenafly, NJ — $1.6M (2025) · Northwest Bank
  • Beach Club One Holdings, LLC in Reading, PA — $935K (2025) · Community Bank & Trust-West Georgia
  • RF Lacey LLC in Forked River, NJ — $1.4M (2024) · Grasshopper Bank National Association
  • Egg Harbor Fitness LLC in Egg Harbor Township, NJ — $423K (2023) · Grasshopper Bank National Association
  • RK Fitness Lincroft LLC in Lincroft, NJ — $300K (2023) · Peapack Private Bank and Trust
  • JIREH FITNESS SOLUTIONS CORP. in Wellington, FL — $874K (2022) · Gulf Coast Bank and Trust Company
  • Mike's Tamarac Fitness LLC in Tamarac, FL — $1.3M (2021) · Gulf Coast Bank and Trust Company
  • SK FITNESS LLC in Fort Lauderdale, FL — $2.0M (2020) · purchase · TD Bank, National Association
  • Retro Fitness in Annapolis, MD — $1.4M (2020) · Live Oak Banking Company
  • JMFIRM FITNESS LLC in Edison, NJ — $1.1M (2020) · purchase · United Community Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Retrofitness brand mark

Who funds Retrofitness — and where

Every dot is a financed Retrofitness — 13 mapped.

Financed Retrofitness locations — list all 13 as text

Top lenders for this brand

  1. 1.Grasshopper Bank National Association(2)
  2. 2.United Community Bank(2)
  3. 3.Byline Bank(2)
  4. 4.Gulf Coast Bank and Trust Company(2)
  5. 5.Peapack Private Bank and Trust(1)

Most active states

  1. 1.New Jersey (6 loans)Retrofitness lenders in New Jersey->
  2. 2.Florida (3 loans)Retrofitness lenders in Florida->
  3. 3.New York (2 loans)Retrofitness lenders in New York->
  4. 4.Pennsylvania (1 loans)Retrofitness lenders in Pennsylvania->
  5. 5.Maryland (1 loans)Retrofitness lenders in Maryland->

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Common questions

How much does a Retrofitness cost to buy or open?

The typical deal for Retrofitness is $935K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $103K of buyer cash on a typical deal.

How risky is Retrofitness?

Retrofitness has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Retrofitness with an SBA loan?

Yes — Retrofitness has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Retrofitness franchise

Most Retrofitness buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Retrofitness deal financed for $935K, which points to about $103K of buyer cash on a typical purchase. Retrofitness is listed in the SBA Franchise Directory (identifier S1427), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Retrofitness — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Retrofitness — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Retrofitness — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Retrofitness is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 13 SBA 7(a) deals since 2020
  • $935K typical deal
  • 2 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S1427)
  • Top lenders: Grasshopper Bank National Association, United Community Bank, Byline Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-27.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/retrofitness
API:
https://www.capbench.com/api/public/franchises/retrofitness
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Retrofitness.

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