Sauna House, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7710)

3 deals since 2020 · typical deal $2.4M

Deals since 2020

$2.4M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Sauna House has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Sauna House

Most Sauna House deals financed between $2.28M and $3.20M. Above $3.20M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.41M

Monthly payment (10-yr): $31,489
Down payment (10%): $268K
Cash to close (all-in): $369K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$369K)

Experience

Recent financings

JKS GROUP LLC in Raleigh, NC — $3.2M (2025) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
131 months
SBA guaranteed
$2.4M (75%)
Approval → funding
95 days
Approved
3/14/2025
First disbursed
6/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by HomeTrust Bank · Lender record →
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Sauna House Knoxville in Knoxville, TN — $2.4M (2025) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
136 months
SBA guaranteed
$1.8M (75%)
Approval → funding
41 days
Approved
12/5/2024
First disbursed
1/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Summerville Sauna House, LLC in Summerville, SC — $2.3M (2025) · ServisFirst Bank
Program
7a General
Rate at approval
8.5% variable
Term
132 mo (11 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
126 days
Approved
6/3/2025
First disbursed
10/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by ServisFirst Bank · Lender record →
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Who funds Sauna House — and where

Every dot is a financed Sauna House — 3 mapped.

Financed Sauna House locations — list all 3 as text

JKS GROUP LLC — Raleigh · $3.2M · FY2025 · Other Personal Care Services
Summerville Sauna House, LLC — Summerville · $2.3M · FY2025 · Other Personal Care Services
Sauna House Knoxville — Knoxville · $2.4M · FY2025 · Other Personal Care Services

Top lenders for this brand

Most active states

1.North Carolina (1 loans)
2.South Carolina (1 loans)
3.Tennessee (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Sauna House 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Sauna House lending specialist.

Common questions

How much does a Sauna House cost to buy or open?

The typical deal for Sauna House is $2.4M across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $265K of buyer cash on a typical deal.

How risky is Sauna House?

Sauna House has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Sauna House with an SBA loan?

Yes — Sauna House has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Sauna House franchise

Most Sauna House buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Sauna House deal financed for $2.4M, which points to about $265K of buyer cash on a typical purchase. Sauna House is listed in the SBA Franchise Directory (identifier S7710), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Sauna House — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Sauna House — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Sauna House — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Sauna House is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$2.4M typical deal
3 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S7710)
Top lenders: HomeTrust Bank, ServisFirst Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/sauna-house
API:: https://www.capbench.com/api/public/franchises/sauna-house
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Sauna House.