Health & Medical · lender intelligence
How to finance a Sauna House
The SBA 7(a) lenders funding the most Sauna House deals, ranked from public loan records — typical Sauna House loan about $2.4M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Sauna House
$2.41M
Typical loan
range $2.28M–$3.20M
$2.68M
Est. purchase price
≈ loan ÷ 90%
$368,901
Cash to close
$267,556 down + fees
$31,159/mo
Typical payment
~9.5% · 10yr
$429,994/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
95 days
Typical time to fund
2
Lenders competing
more = leverage
9.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Sauna House
Ranked by funded Sauna House loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.46 loans · $47M · Asheville, NCFull record →
- 2.5 loans · $11M · Birmingham, ALFull record →
3+ funded Sauna House deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JKS GROUP LLC in Raleigh, NC — $3.2M (2025) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 131 months
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 95 days
- Approved
- 3/14/2025
- First disbursed
- 6/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Sauna House Knoxville in Knoxville, TN — $2.4M (2025) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 136 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 41 days
- Approved
- 12/5/2024
- First disbursed
- 1/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Summerville Sauna House, LLC in Summerville, SC — $2.3M (2025) · ServisFirst Bank
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.7M (75%)
- Approval → funding
- 126 days
- Approved
- 6/3/2025
- First disbursed
- 10/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by ServisFirst Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Sauna House? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sauna House businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Sauna House purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. HomeTrust Bank funds the most. CapBench is not a lender.
- $2.4M typical Sauna House loan
- 2 lenders fund the brand
- 95 days typical to fund
Buyers researching a Sauna House typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.