Sit Means Sit, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3301)
6 deals since 2020 · typical deal $630K
6
Deals since 2020
$630K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Sit Means Sit
Most Sit Means Sit deals financed between $125K and $840K. Above $840K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,239
- Down payment (10%)
- $70K
- Cash to close (all-in)
- $94K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$94K)
Experience
Recent financings
- Sit Means Sit Philly in King Of Prussia, PA — $840K (2026) · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $630K (75%)
- Approval → funding
- 11 days
- Approved
- 12/8/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Pet Care (except Veterinary) Services
Funded by Centerstone SBA Lending, Inc. · Lender record →
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- CAN Group LLC in Frederick, MD — $200K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approved
- 3/3/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
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- C&T Ventures LLC in Austin, TX — $1.4M (2023) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 1 days
- Approved
- 10/4/2022
- First disbursed
- 10/5/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $155K
- Est. cash at closing
- $213K
- Monthly payment
- $17,159
- Annual debt service
- $206K
- Cash flow needed (1.25×)
- $257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- C&T Ventures LLC in Austin, TX — $50K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 34 days
- Approved
- 10/4/2022
- First disbursed
- 11/7/2022
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
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- TRS CANINE CDA, LLC in Post Falls, ID — $630K (2022) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.41% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $473K (75%)
- Approval → funding
- 8 days
- Approved
- 7/5/2022
- First disbursed
- 7/13/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Charlotte Dogs LLC in Fort Mill, SC — $125K (2021) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $94K (75%)
- Approval → funding
- 35 days
- Approved
- 6/24/2021
- First disbursed
- 7/29/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Partnership
- Jobs supported
- 11
- Business age
- Existing or more than 2 years old
- Industry
- Pet Care (except Veterinary) Services
Funded by Bank of America, National Association · Lender record →
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Who funds Sit Means Sit — and where
Every dot is a financed Sit Means Sit — 6 mapped.
Financed Sit Means Sit locations — list all 6 as text
- Sit Means Sit Philly — King Of Prussia · $840K · FY2026 · Pet Care (except Veterinary) Services
- CAN Group LLC — Frederick · $200K · FY2026 · Pet Care (except Veterinary) Services
- TRS CANINE CDA, LLC — Post Falls · $630K · FY2022 · Pet Care (except Veterinary) Services
- C&T Ventures LLC — Austin · $1.4M · FY2023 · Pet Care (except Veterinary) Services
- C&T Ventures LLC — Austin · $50K · FY2023 · Pet Care (except Veterinary) Services
- Charlotte Dogs LLC — Fort Mill · $125K · FY2021 · Pet Care (except Veterinary) Services
Top lenders for this brand
Most active states
- 1.Texas (2 loans)
- 2.Pennsylvania (1 loans)
- 3.Maryland (1 loans)
- 4.Idaho (1 loans)
- 5.South Carolina (1 loans)
Represent Sit Means Sit?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Sit Means Sit cost to buy or open?
The typical deal for Sit Means Sit is $630K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $69K of buyer cash on a typical deal.
How risky is Sit Means Sit?
Sit Means Sit has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Sit Means Sit with an SBA loan?
Yes — Sit Means Sit has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Sit Means Sit franchise
Most Sit Means Sit buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Sit Means Sit deal financed for $630K, which points to about $69K of buyer cash on a typical purchase. Sit Means Sit is listed in the SBA Franchise Directory (identifier S3301), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Sit Means Sit — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Sit Means Sit — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Sit Means Sit — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Sit Means Sit is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 6 SBA 7(a) deals since 2020
- $630K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3301)
- Top lenders: The Huntington National Bank, Centerstone SBA Lending, Inc., Live Oak Banking Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Sit Means Sit?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Sit Means Sit.