Health & Medical · lender intelligence

How to finance a Sit Means Sit

State:

The SBA 7(a) lenders funding the most Sit Means Sit deals, ranked from public loan records — typical Sit Means Sit loan about $630K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Sit Means Sit

$630K

Typical loan

range $125K–$840K

$700K

Est. purchase price

≈ loan ÷ 90%

$93,625

Cash to close

$70,000 down + fees

$8,152/mo

Typical payment

~9.5% · 10yr

$112,498/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

11 days

Typical time to fund

Lenders competing

more = leverage

7.98%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sit Means Sit

Ranked by funded Sit Means Sit loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.42 loans · $48M · Los Angeles, CAFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →

6+ funded Sit Means Sit deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sit Means Sit Philly in King Of Prussia, PA — $840K (2026) · Centerstone SBA Lending, Inc.
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$630K (75%)
Approval → funding
11 days
Approved
12/8/2025
First disbursed
12/19/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
CAN Group LLC in Frederick, MD — $200K (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.24% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approved
3/3/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
C&T Ventures LLC in Austin, TX — $1.4M (2023) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
1 days
Approved
10/4/2022
First disbursed
10/5/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$1.6M
Est. down payment (10%)
$155K
Est. cash at closing
$213K
Monthly payment
$17,159
Annual debt service
$206K
Cash flow needed (1.25×)
$257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
C&T Ventures LLC in Austin, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
34 days
Approved
10/4/2022
First disbursed
11/7/2022
Loan status
Delinquent
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
13
Business age
New Business or 2 years or less
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
TRS CANINE CDA, LLC in Post Falls, ID — $630K (2022) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.41% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$473K (75%)
Approval → funding
8 days
Approved
7/5/2022
First disbursed
7/13/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Charlotte Dogs LLC in Fort Mill, SC — $125K (2021) · Bank of America, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
84 mo (7 yrs)
SBA guaranteed
$94K (75%)
Approval → funding
35 days
Approved
6/24/2021
First disbursed
7/29/2021
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Partnership
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Sit Means Sit? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sit Means Sit businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sit Means Sit purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$630K typical Sit Means Sit loan
5 lenders fund the brand
11 days typical to fund

Buyers researching a Sit Means Sit typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Sit Means Sit record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sit-means-sit
API:: https://www.capbench.com/api/public/lenders?franchise=sit-means-sit
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.