SoBol, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2573)
11 deals since 2020 · typical deal $80K
11
Deals since 2020
$80K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
What buyers pay for SoBol
Most SoBol deals financed between $32K and $321K. Above $321K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $1,183
- Down payment (10%)
- $9K
- Cash to close (all-in)
- $11K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$11K)
Experience
Recent financings
- SCHARLACH ENTERPRISES, LLC in Powell, OH — $324K (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $243K (75%)
- Approved
- 1/2/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
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- Stamford Acai Bowls Inc in Stamford, CT — $321K (2026) · purchase · Manufacturers and Traders Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $241K (75%)
- Approved
- 2/8/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $357K
- Est. down payment (10%)
- $36K
- Est. cash at closing
- $48K
- Monthly payment
- $4,023
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- SCHARLACH ENTERPRISES, LLC in Powell, OH — $25K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.15% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 1/2/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Stamford Acai Bowls Inc in Stamford, CT — $25K (2026) · purchase · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 2/8/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $313
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Manufacturers and Traders Trust Company · Lender record →
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- Fruitful Endeavors LLC in Fuquay Varina, NC — $400K (2025) · Bank Five Nine
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 128 days
- Approved
- 5/5/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
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- Brew Krew, LLC in Gainesville, VA — $80K (2023) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $40K (50%)
- Approval → funding
- 29 days
- Approved
- 3/7/2023
- First disbursed
- 4/5/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- T.A.P. N 2 ACAI Bowls Brooklyn LLC in Brooklyn, NY — $50K (2022) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 6 days
- Approved
- 6/30/2022
- First disbursed
- 7/6/2022
- Loan status
- In liquidation
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- The Mae Flower Group LLC in Duxbury, MA — $250K (2021) · Rockland Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% fixed
- Term
- 87 months
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 76 days
- Approved
- 9/24/2021
- First disbursed
- 12/9/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Rockland Trust Company · Lender record →
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- Brew Krew, LLC in Gainesville, VA — $32K (2021) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $16K (50%)
- Approval → funding
- 27 days
- Approved
- 11/3/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Manufacturers and Traders Trust Company · Lender record →
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- ZKP Corporation in Flushing, NY — $200K (2020) · Empire State Certified Development Corporation
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approved
- 1/15/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Empire State Certified Development Corporation
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Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Who funds SoBol — and where
Every dot is a financed SoBol — 11 mapped.
Financed SoBol locations — list all 11 as text
- Brew Krew, LLC — Gainesville · $80K · FY2023 · Limited-Service Restaurants
- SCHARLACH ENTERPRISES, LLC — Powell · $25K · FY2026 · Full-Service Restaurants
- SCHARLACH ENTERPRISES, LLC — Powell · $324K · FY2026 · Full-Service Restaurants
- Stamford Acai Bowls Inc — Stamford · $25K · FY2026 · Limited-Service Restaurants
- Stamford Acai Bowls Inc — Stamford · $321K · FY2026 · Limited-Service Restaurants
- Fruitful Endeavors LLC — Fuquay Varina · $400K · FY2025 · Limited-Service Restaurants
- Brew Krew, LLC — Gainesville · $32K · FY2020 · Full-Service Restaurants
- Brew Krew, LLC — Gainesville · $32K · FY2021 · Full-Service Restaurants
- T.A.P. N 2 ACAI Bowls Brooklyn LLC — Brooklyn · $50K · FY2022 · Snack and Nonalcoholic Beverage Bars
- ZKP Corporation — Flushing · $200K · FY2020 · Limited-Service Restaurants
- The Mae Flower Group LLC — Duxbury · $250K · FY2021 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
1.Manufacturers and Traders Trust Company(5)
2.The Huntington National Bank(2)
3.Bank Five Nine(1)
4.TD Bank, National Association(1)
- 5.Empire State Certified Development Corporation (1)
Most active states
- 1.Virginia (3 loans)
- 2.Ohio (2 loans)
- 3.Connecticut (2 loans)
- 4.New York (2 loans)
- 5.North Carolina (1 loans)
- 6.Massachusetts (1 loans)
Represent SoBol?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a SoBol cost to buy or open?
The typical deal for SoBol is $80K across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $9K of buyer cash on a typical deal.
How risky is SoBol?
SoBol has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a SoBol with an SBA loan?
Yes — SoBol has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a SoBol franchise
Most SoBol buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical SoBol deal financed for $80K, which points to about $9K of buyer cash on a typical purchase. SoBol is listed in the SBA Franchise Directory (identifier S2573), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund SoBol — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for SoBol — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for SoBol — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. SoBol is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 11 SBA 7(a) deals since 2020
- $80K typical deal
- 5 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2573)
- Top lenders: Manufacturers and Traders Trust Company, The Huntington National Bank, Bank Five Nine
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent SoBol?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with SoBol.