SpeeDee Oil Change & Auto Service, by the numbers
SpeeDee Oil Change & Auto Service appears in 9 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1604)
9 deals since 2020 · typical deal $418K
9
Deals since 2020
$418K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for SpeeDee Oil Change & Auto Service
Most SpeeDee Oil Change & Auto Service deals financed between $350K and $475K. Above $475K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,466
- Down payment (10%)
- $46K
- Cash to close (all-in)
- $62K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$62K)
Experience
Recent financings
- Tus Nua, LLC in Greenville, NC — $350K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
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- FiaFia Store Group LLC - Series Speedee on Crowley in Fort Worth, TX — $1.4M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 8 days
- Approved
- 7/23/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $156K
- Est. cash at closing
- $213K
- Monthly payment
- $17,735
- Annual debt service
- $213K
- Cash flow needed (1.25×)
- $266K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- MAVI INVESTMENTS INC in Jackson, CA — $418K (2024) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 96 mo (8 yrs)
- SBA guaranteed
- $314K (75%)
- Approval → funding
- 23 days
- Approved
- 12/19/2023
- First disbursed
- 1/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $464K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $62K
- Monthly payment
- $6,070
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
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- SpeeDee Oil Change & Auto Service in Denver, CO — $475K (2022) · Live Oak Banking Company
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 14 days
- Approved
- 10/7/2021
- First disbursed
- 10/21/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Tony Ge Shen Mak in San Bruno, CA — $810K (2021) · CalPrivate Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $729K (90%)
- Approval → funding
- 20 days
- Approved
- 5/26/2021
- First disbursed
- 6/15/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by CalPrivate Bank · Lender record →
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- A Plus Automotive LLC in Winston Salem, NC — $445K (2021) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $401K (90%)
- Approval → funding
- 16 days
- Approved
- 5/17/2021
- First disbursed
- 6/2/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Automotive Oil Change and Lubrication Shops
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- SpeeDee Oil Change & Auto Service in Daly City, CA — $350K (2021) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (90%)
- Approved
- 7/9/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Automotive Oil Change and Lubrication Shops
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $3,842
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Irvin Group Investments LLC in Hurst, TX — $242K (2021) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $218K (90%)
- Approval → funding
- 3 days
- Approved
- 7/28/2021
- First disbursed
- 7/31/2021
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- SpeeDee Oil Change and Auto Service in Las Vegas, NV — $370K (2020) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 27 days
- Approved
- 8/6/2020
- First disbursed
- 9/2/2020
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- General Automotive Repair
Funded by Live Oak Banking Company · Lender record →
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Who funds SpeeDee Oil Change & Auto Service — and where
Every dot is a financed SpeeDee Oil Change & Auto Service — 9 mapped.
Financed SpeeDee Oil Change & Auto Service locations — list all 9 as text
- A Plus Automotive LLC — Winston Salem · $445K · FY2021 · Automotive Oil Change and Lubrication Shops
- Tony Ge Shen Mak — San Bruno · $810K · FY2021 · Automotive Oil Change and Lubrication Shops
- FiaFia Store Group LLC - Series Speedee on Crowley — Fort Worth · $1.4M · FY2025 · Automotive Oil Change and Lubrication Shops
- Tus Nua, LLC — Greenville · $350K · FY2026 · Automotive Oil Change and Lubrication Shops
- SpeeDee Oil Change and Auto Service — Las Vegas · $370K · FY2020 · General Automotive Repair
- MAVI INVESTMENTS INC — Jackson · $418K · FY2024 · Automotive Oil Change and Lubrication Shops
- SpeeDee Oil Change & Auto Service — Denver · $475K · FY2022 · Automotive Oil Change and Lubrication Shops
- SpeeDee Oil Change & Auto Service — Daly City · $350K · FY2021 · Automotive Oil Change and Lubrication Shops
- Irvin Group Investments LLC — Hurst · $242K · FY2021 · General Automotive Repair
Top lenders for this brand
Most active states
- 1.California (3 loans)SpeeDee Oil Change & Auto Service lenders in California->
- 2.North Carolina (2 loans)SpeeDee Oil Change & Auto Service lenders in North Carolina->
- 3.Texas (2 loans)SpeeDee Oil Change & Auto Service lenders in Texas->
- 4.Nevada (1 loans)SpeeDee Oil Change & Auto Service lenders in Nevada->
- 5.Colorado (1 loans)SpeeDee Oil Change & Auto Service lenders in Colorado->
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Common questions
How much does a SpeeDee Oil Change & Auto Service cost to buy or open?
The typical deal for SpeeDee Oil Change & Auto Service is $418K across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $46K of buyer cash on a typical deal.
How risky is SpeeDee Oil Change & Auto Service?
SpeeDee Oil Change & Auto Service has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a SpeeDee Oil Change & Auto Service with an SBA loan?
Yes — SpeeDee Oil Change & Auto Service has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a SpeeDee Oil Change & Auto Service franchise
Most SpeeDee Oil Change & Auto Service buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical SpeeDee Oil Change & Auto Service deal financed for $418K, which points to about $46K of buyer cash on a typical purchase. SpeeDee Oil Change & Auto Service is listed in the SBA Franchise Directory (identifier S1604), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund SpeeDee Oil Change & Auto Service — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for SpeeDee Oil Change & Auto Service — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for SpeeDee Oil Change & Auto Service — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. SpeeDee Oil Change & Auto Service is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 9 SBA 7(a) deals since 2020
- $418K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1604)
- Top lenders: Live Oak Banking Company, CalPrivate Bank, Plumas Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-27.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent SpeeDee Oil Change & Auto Service?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with SpeeDee Oil Change & Auto Service.