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Supercuts, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1648)

27 deals since 2020 · typical deal $250K · 0% failure rate

27

Deals since 2020

$250K

Typical deal

8

Deals since FY2025

0%

Failure rate (FY20–23)

Supercuts buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Supercuts

Most Supercuts deals financed between $180K and $688K. Above $688K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,696
Down payment (10%)
$28K
Cash to close (all-in)
$37K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$37K)

Experience

Recent financings

  • Cutters, Inc. in Springfield, MO — $1.4M (2026) · Live Oak Banking Company
  • F.P.C. HOLDING COMPANY dba Supercuts in Manhattan Beach, CA — $250K (2026) · Lendistry SBLC, LLC
  • MCSISTERS LLC in Seminole, FL — $50K (2026) · Stearns Bank National Association
  • Barbershop Services Inc in Old Bridge, NJ — $688K (2025) · Bank of America, National Association
  • Cutters, Inc. in Springfield, MO — $400K (2025) · Encore Bank
  • H3 Company, LLC in Colorado Springs, CO — $304K (2025) · Readycap Lending, LLC
  • Cutters, Inc. in Ponte Vedra, FL — $183K (2025) · purchase · Encore Bank
  • Supercuts in Roseville, CA — $50K (2025) · Readycap Lending, LLC
  • Dirich Enterprises, LLC in Farmington, UT — $150K (2024) · BayFirst National Bank
  • Cost Cutters in Pleasanton, VA — $1.2M (2023) · purchase · Live Oak Banking Company

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Supercuts brand mark

Who funds Supercuts — and where

Every dot is a financed Supercuts — 27 mapped.

Financed Supercuts locations — list all 27 as text

Top lenders for this brand

  1. 1.Live Oak Banking Company(7)
  2. 2.Encore Bank(2)
  3. 3.Readycap Lending, LLC(2)
  4. 4.First Bank of the Lake(1)
  5. 5.Lendistry SBLC, LLC(1)

Most active states

  1. 1.Texas (6 loans)
  2. 2.California (4 loans)
  3. 3.Florida (4 loans)
  4. 4.Missouri (2 loans)
  5. 5.Utah (2 loans)
  6. 6.Virginia (1 loans)
  7. 7.New Jersey (1 loans)
  8. 8.North Carolina (1 loans)

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Common questions

How much does a Supercuts cost to buy or open?

The typical deal for Supercuts is $250K across 27 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $28K of buyer cash on a typical deal.

How risky is Supercuts?

0% of Supercuts's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Supercuts with an SBA loan?

Yes — Supercuts has been SBA-financed 8 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Supercuts franchise

Most Supercuts buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Supercuts deal financed for $250K, which points to about $28K of buyer cash on a typical purchase. Supercuts is listed in the SBA Franchise Directory (identifier S1648), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Supercuts — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Supercuts — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Supercuts — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Supercuts is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 27 SBA 7(a) deals since 2020
  • $250K typical deal
  • 8 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1648)
  • Top lenders: Live Oak Banking Company, Encore Bank, Readycap Lending, LLC

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/supercuts
API:
https://www.capbench.com/api/public/franchises/supercuts
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Supercuts.

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