Taco John's, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1706)
12 deals since 2020 · typical deal $340K
12
Deals since 2020
$340K
Typical deal
4
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Taco John's
Most Taco John's deals financed between $340K and $927K. Above $927K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,732
- Down payment (10%)
- $38K
- Cash to close (all-in)
- $51K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$51K)
Experience
Recent financings
- Best Taco Investments, LLC in Bozeman, MT — $1.5M (2025) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 14 days
- Approved
- 4/15/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
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- Best Taco Investments, LLC in Livingston, MT — $780K (2025) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $585K (75%)
- Approval → funding
- 14 days
- Approved
- 4/15/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
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- Best Taco Investments, LLC in Miles City, MT — $452K (2025) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $339K (75%)
- Approval → funding
- 14 days
- Approved
- 4/15/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
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- HEE-FAT Investments, LLC in Luverne, MN — $40K (2025) · purchase · Minnwest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $34K (85%)
- Approval → funding
- 21 days
- Approved
- 2/25/2025
- First disbursed
- 3/18/2025
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $44K
- Est. down payment (10%)
- $4K
- Est. cash at closing
- $6K
- Monthly payment
- $534
- Annual debt service
- $6K
- Cash flow needed (1.25×)
- $8K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Minnwest Bank · Lender record →
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- TACOS OF COMMONWEALTH LLC in Boston, MA — $1.5M (2024) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 129 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 92 days
- Approved
- 6/26/2024
- First disbursed
- 9/26/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 100
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Beacon Bank and Trust · Lender record →
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- Reliance Hospitality Group LLC in Lawrence, MA — $927K (2023) · Gulf Coast Bank
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $696K (75%)
- Approval → funding
- 61 days
- Approved
- 12/14/2022
- First disbursed
- 2/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Gulf Coast Bank · Lender record →
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- Schwest Enterprises Inc in Gretna, NE — $50K (2022) · First State Bank Nebraska
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 6 days
- Approved
- 1/4/2022
- First disbursed
- 1/10/2022
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by First State Bank Nebraska · Lender record →
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- GSD Franchises LLC in New Franken, WI — $340K (2021) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 4% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $306K (90%)
- Approved
- 8/17/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- GSD Franchises LLC in New Franken, WI — $340K (2021) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 4% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $306K (90%)
- Approved
- 8/17/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
- GSD Franchises LLC in New Franken, WI — $340K (2021) · Bank Five Nine
- Program
- Preferred Lenders Program
- Rate at approval
- 4% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $306K (90%)
- Approved
- 8/17/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Bank Five Nine · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Who funds Taco John's — and where
Every dot is a financed Taco John's — 11 mapped.
Financed Taco John's locations — list all 11 as text
- Reliance Hospitality Group LLC — Lawrence · $927K · FY2023 · Full-Service Restaurants
- Best Taco Investments, LLC — Livingston · $780K · FY2025 · Limited-Service Restaurants
- Best Taco Investments, LLC — Bozeman · $1.5M · FY2025 · Limited-Service Restaurants
- Best Taco Investments, LLC — Miles City · $452K · FY2025 · Limited-Service Restaurants
- HEE-FAT Investments, LLC — Luverne · $40K · FY2025 · Limited-Service Restaurants
- Schwest Enterprises Inc — Gretna · $50K · FY2022 · Limited-Service Restaurants
- GSD Franchises LLC — New Franken · $340K · FY2021 · Limited-Service Restaurants
- GSD Franchises LLC — New Franken · $340K · FY2021 · Limited-Service Restaurants
- GSD Franchises LLC — New Franken · $340K · FY2021 · Limited-Service Restaurants
- GSD Franchises LLC — New Franken · $340K · FY2021 · Limited-Service Restaurants
- GSD Franchises LLC — New Franken · $340K · FY2021 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Wisconsin (5 loans)
- 2.Montana (3 loans)
- 3.Massachusetts (2 loans)
- 4.Minnesota (1 loans)
- 5.Nebraska (1 loans)
Represent Taco John's?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Taco John's cost to buy or open?
The typical deal for Taco John's is $340K across 12 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $37K of buyer cash on a typical deal.
How risky is Taco John's?
Taco John's has 12 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Taco John's with an SBA loan?
Yes — Taco John's has been SBA-financed 4 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Taco John's franchise
Most Taco John's buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Taco John's deal financed for $340K, which points to about $37K of buyer cash on a typical purchase. Taco John's is listed in the SBA Franchise Directory (identifier S1706), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Taco John's — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Taco John's — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Taco John's — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Taco John's is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 12 SBA 7(a) deals since 2020
- $340K typical deal
- 4 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1706)
- Top lenders: Bank Five Nine, Beacon Bank and Trust, Gulf Coast Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Taco John's.