The Ten Spot, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S3583)
7 deals since 2020 · typical deal $350K
7
Deals since 2020
$350K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for The Ten Spot
Most The Ten Spot deals financed between $288K and $450K. Above $450K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,871
- Down payment (10%)
- $39K
- Cash to close (all-in)
- $52K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$52K)
Experience
Recent financings
- The GC Beauty Bar in Gulfport, MS — $450K (2024) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 35 days
- Approved
- 8/28/2024
- First disbursed
- 10/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by Hancock Whitney Bank · Lender record →
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- The GC Beauty Bar in Gulfport, MS — $450K (2024) · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approved
- 12/15/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Hancock Whitney Bank · Lender record →
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- Long Island Beauty Bar Inc. in Huntington, NY — $414K (2021) · Ameris Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 124 months
- SBA guaranteed
- $311K (75%)
- Approval → funding
- 94 days
- Approved
- 10/30/2020
- First disbursed
- 2/1/2021
- Loan status
- Paid in full (3/31/2023)
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Ameris Bank · Lender record →
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- JENNFIRE & CO. in Austin, TX — $350K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (90%)
- Approval → funding
- 16 days
- Approved
- 2/12/2021
- First disbursed
- 2/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
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- JENNFIRE & CO. in Austin, TX — $295K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $221K (75%)
- Approved
- 12/10/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by The Huntington National Bank · Lender record →
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- Tenfold Collective Corporation in Atlanta, GA — $288K (2021) · Georgia Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 117 months
- SBA guaranteed
- $216K (75%)
- Approved
- 12/15/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Beauty Salons
Funded by Georgia Banking Company · Lender record →
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- les and mar beauty bar l.l.c. in Fort Collins, CO — $275K (2021) · Adams Bank & Trust
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 5.25% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $138K (50%)
- Approval → funding
- 61 days
- Approved
- 2/7/2021
- First disbursed
- 4/9/2021
- Loan status
- Paid in full (5/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Nail Salons
Funded by Adams Bank & Trust · Lender record →
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Who funds The Ten Spot — and where
Every dot is a financed The Ten Spot — 7 mapped.
Financed The Ten Spot locations — list all 7 as text
- JENNFIRE & CO. — Austin · $295K · FY2021 · Beauty Salons
- Tenfold Collective Corporation — Atlanta · $288K · FY2021 · Beauty Salons
- les and mar beauty bar l.l.c. — Fort Collins · $275K · FY2021 · Nail Salons
- JENNFIRE & CO. — Austin · $350K · FY2021 · Beauty Salons
- Long Island Beauty Bar Inc. — Huntington · $414K · FY2021 · Other Personal Care Services
- The GC Beauty Bar — Gulfport · $450K · FY2024 · Beauty Salons
- The GC Beauty Bar — Gulfport · $450K · FY2024 · Other Personal Care Services
Top lenders for this brand
Most active states
- 1.Texas (2 loans)
- 2.Mississippi (2 loans)
- 3.Georgia (1 loans)
- 4.Colorado (1 loans)
- 5.New York (1 loans)
Represent The Ten Spot?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a The Ten Spot cost to buy or open?
The typical deal for The Ten Spot is $350K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.
How risky is The Ten Spot?
The Ten Spot has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a The Ten Spot with an SBA loan?
Yes — The Ten Spot has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a The Ten Spot franchise
Most The Ten Spot buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical The Ten Spot deal financed for $350K, which points to about $39K of buyer cash on a typical purchase. The Ten Spot is listed in the SBA Franchise Directory (identifier S3583), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund The Ten Spot — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for The Ten Spot — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for The Ten Spot — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. The Ten Spot is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $350K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S3583)
- Top lenders: The Huntington National Bank, Hancock Whitney Bank, Georgia Banking Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent The Ten Spot?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with The Ten Spot.