Tru by Hilton, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1816)

5 deals since 2020 · typical deal $5.0M

Deals since 2020

$5.0M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Tru by Hilton has 5 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Tru by Hilton

Most Tru by Hilton deals financed between $5.00M and $5.00M. Above $5.00M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$5.00M

Monthly payment (10-yr): $65,385
Down payment (10%): $556K
Cash to close (all-in): $769K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$769K)

Experience

Recent financings

Jay & Malisha LLC in Rockwall, TX — $5.0M (2025) · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
31 days
Approved
8/22/2025
First disbursed
9/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
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Ounce Houston LLC in Cypress, TX — $5.0M (2024) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
16 days
Approved
4/23/2024
First disbursed
5/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$43,685
Annual debt service
$524K
Cash flow needed (1.25×)
$655K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
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ONYX SOUTHAVEN LLC in Southaven, MS — $5.0M (2022) · Millennium Bank
Program
7a General
Rate at approval
5% variable
Term
336 mo (28 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
203 days
Approved
11/5/2021
First disbursed
5/27/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
41
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
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DSP Hospitality LLC in Manteca, CA — $5.0M (2021) · Summit State Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
318 months
SBA guaranteed
$3.8M (75%)
Approval → funding
40 days
Approved
4/21/2021
First disbursed
5/31/2021
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
TRU PARTNERS, LLC in Knoxville, TN — $279K (2020) · Community Trust Bank, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$140K (50%)
Approval → funding
31 days
Approved
6/30/2020
First disbursed
7/31/2020
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Community Trust Bank, Inc. · Lender record →
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Who funds Tru by Hilton — and where

Every dot is a financed Tru by Hilton — 5 mapped.

Financed Tru by Hilton locations — list all 5 as text

DSP Hospitality LLC — Manteca · $5.0M · FY2021 · Hotels (except Casino Hotels) and Motels
Jay & Malisha LLC — Rockwall · $5.0M · FY2025 · Hotels (except Casino Hotels) and Motels
TRU PARTNERS, LLC — Knoxville · $279K · FY2020 · Hotels (except Casino Hotels) and Motels
Ounce Houston LLC — Cypress · $5.0M · FY2024 · Hotels (except Casino Hotels) and Motels
ONYX SOUTHAVEN LLC — Southaven · $5.0M · FY2022 · Hotels (except Casino Hotels) and Motels

Top lenders for this brand

Most active states

1.Texas (2 loans)
2.California (1 loans)
3.Tennessee (1 loans)
4.Mississippi (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Tru by Hilton 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Tru by Hilton lending specialist.

Common questions

How much does a Tru by Hilton cost to buy or open?

The typical deal for Tru by Hilton is $5.0M across 5 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $550K of buyer cash on a typical deal.

How risky is Tru by Hilton?

Tru by Hilton has 5 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Tru by Hilton with an SBA loan?

Yes — Tru by Hilton has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Tru by Hilton franchise

Most Tru by Hilton buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Tru by Hilton deal financed for $5.0M, which points to about $550K of buyer cash on a typical purchase. Tru by Hilton is listed in the SBA Franchise Directory (identifier S1816), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Tru by Hilton — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Tru by Hilton — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Tru by Hilton — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Tru by Hilton is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

5 SBA 7(a) deals since 2020
$5.0M typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1816)
Top lenders: GBank, Summit State Bank, Community Trust Bank, Inc.

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/tru-by-hilton
API:: https://www.capbench.com/api/public/franchises/tru-by-hilton
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Tru by Hilton.