Hotels & Lodging · lender intelligence

How to finance a Tru by Hilton

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The SBA 7(a) lenders funding the most Tru by Hilton deals, ranked from public loan records — typical Tru by Hilton loan about $5.0M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Tru by Hilton

$5.00M

Typical loan

range $5.00M–$5.00M

$5.56M

Est. purchase price

≈ loan ÷ 90%

$768,681

Cash to close

$555,556 down + fees

$64,699/mo

Typical payment

~9.5% · 10yr

$892,846/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

31 days

Typical time to fund

Lenders competing

more = leverage

6.55%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Tru by Hilton

Ranked by funded Tru by Hilton loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.98 loans · $309M · Las Vegas, NVFull record →
2.13 loans · $16M · Santa Rosa, CAFull record →
3.24 loans · $13M · Pikeville, KYFull record →
4.1 loans · $0M · Ooltewah, TNFull record →

5+ funded Tru by Hilton deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Jay & Malisha LLC in Rockwall, TX — $5.0M (2025) · GBank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
31 days
Approved
8/22/2025
First disbursed
9/22/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Ounce Houston LLC in Cypress, TX — $5.0M (2024) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
16 days
Approved
4/23/2024
First disbursed
5/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$43,685
Annual debt service
$524K
Cash flow needed (1.25×)
$655K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
ONYX SOUTHAVEN LLC in Southaven, MS — $5.0M (2022) · Millennium Bank
Program
7a General
Rate at approval
5% variable
Term
336 mo (28 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
203 days
Approved
11/5/2021
First disbursed
5/27/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
41
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Millennium Bank · Lender record →
Your business? Claim this record · Request removal
DSP Hospitality LLC in Manteca, CA — $5.0M (2021) · Summit State Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
318 months
SBA guaranteed
$3.8M (75%)
Approval → funding
40 days
Approved
4/21/2021
First disbursed
5/31/2021
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Startup, Loan Funds will Open Business
Industry
Hotels (except Casino Hotels) and Motels
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
TRU PARTNERS, LLC in Knoxville, TN — $279K (2020) · Community Trust Bank, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$140K (50%)
Approval → funding
31 days
Approved
6/30/2020
First disbursed
7/31/2020
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Community Trust Bank, Inc. · Lender record →
Your business? Claim this record · Request removal

Buying a Tru by Hilton? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Tru by Hilton businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Tru by Hilton purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. GBank funds the most. CapBench is not a lender.

$5.0M typical Tru by Hilton loan
4 lenders fund the brand
31 days typical to fund

Buyers researching a Tru by Hilton typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Tru by Hilton record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/tru-by-hilton
API:: https://www.capbench.com/api/public/lenders?franchise=tru-by-hilton
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.