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Vision Source, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2420)

13 deals since 2020 · typical deal $730K

13

Deals since 2020

$730K

Typical deal

2

Deals since FY2025

—

Too few deals to score risk

Vision Source has 13 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Vision Source

Most Vision Source deals financed between $190K and $1.34M. Above $1.34M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$9,546
Down payment (10%)
$81K
Cash to close (all-in)
$111K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$111K)

Experience

Recent financings

  • ERIC J OBERDORF OD PA in Raleigh, NC — $4.0M (2026) · The Fidelity Bank
  • ISABEL A CRUZ OD P.A. in Houston, TX — $3.5M (2025) · Fifth Third Bank
  • Athens Eye Care, LLC in Athens, OH — $1.4M (2023) · The Hocking Valley Bank
  • Nyssa A D Hedouville, OD, LLC in Mashpee, MA — $80K (2023) · TD Bank, National Association
  • EYE DEFINITION PLLC in Canton, MI — $25K (2023) · Stearns Bank National Association
  • Beyond Infinity LLC in Lompoc, CA — $1.1M (2022) · BMO Bank National Association
  • Vision Source- Eye Center of the Triad and Eye Center fo the Triad in Greensboro, NC — $1.3M (2021) · Truliant FCU
  • PRECISION EYE CARE PLLC in Mount Juliet, TN — $730K (2021) · First-Citizens Bank & Trust Company
  • The Eye Institute of Reston Corp in Reston, VA — $435K (2021) · Byline Bank
  • Dorothy L. Hitchmoth in New London, NH — $190K (2021) · Byline Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Vision Source brand mark

Who funds Vision Source — and where

Every dot is a financed Vision Source — 13 mapped.

Financed Vision Source locations — list all 13 as text

Top lenders for this brand

  1. 1.Byline Bank(2)
  2. 2.First-Citizens Bank & Trust Company(1)
  3. 3.TD Bank, National Association(1)
  4. 4.Fifth Third Bank(1)
  5. 5.The Fidelity Bank(1)

Most active states

  1. 1.North Carolina (2 loans)
  2. 2.Ohio (2 loans)
  3. 3.California (2 loans)
  4. 4.Tennessee (1 loans)
  5. 5.Virginia (1 loans)
  6. 6.Massachusetts (1 loans)
  7. 7.Texas (1 loans)
  8. 8.New Hampshire (1 loans)

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Common questions

How much does a Vision Source cost to buy or open?

The typical deal for Vision Source is $730K across 13 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $80K of buyer cash on a typical deal.

How risky is Vision Source?

Vision Source has 13 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Vision Source with an SBA loan?

Yes — Vision Source has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Vision Source franchise

Most Vision Source buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Vision Source deal financed for $730K, which points to about $80K of buyer cash on a typical purchase. Vision Source is listed in the SBA Franchise Directory (identifier S2420), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Vision Source — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Vision Source — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Vision Source — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Vision Source is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 13 SBA 7(a) deals since 2020
  • $730K typical deal
  • 2 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S2420)
  • Top lenders: Byline Bank, First-Citizens Bank & Trust Company, TD Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/vision-source
API:
https://www.capbench.com/api/public/franchises/vision-source
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Vision Source.

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