Health & Medical · lender intelligence

How to finance a Vision Source

State:

The SBA 7(a) lenders funding the most Vision Source deals, ranked from public loan records — typical Vision Source loan about $730K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Vision Source

$730K

Typical loan

range $190K–$1.34M

$811K

Est. purchase price

≈ loan ÷ 90%

$111,224

Cash to close

$81,111 down + fees

$9,446/mo

Typical payment

~9.5% · 10yr

$130,355/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

7.09%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Vision Source

Ranked by funded Vision Source loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →
2.97 loans · $96M · Raleigh, NCFull record →
3.1,322 loans · $185M · Wilmington, DEFull record →
4.284 loans · $254M · Cincinnati, OHFull record →
5.51 loans · $52M · Fuquay Varina, NCFull record →
6.62 loans · $21M · Saint Cloud, MNFull record →
7.1 loans · $0M · Leeds, ALFull record →
8.2 loans · $0M · Jasper, INFull record →
9.16 loans · $18M · Chicago, ILFull record →
10.57 loans · $74M · Winston-Salem, NCFull record →

13+ funded Vision Source deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ERIC J OBERDORF OD PA in Raleigh, NC — $4.0M (2026) · The Fidelity Bank
Program
7a General
Rate at approval
8.5% variable
Term
306 months
SBA guaranteed
$3.0M (75%)
Approved
2/6/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by The Fidelity Bank · Lender record →
Your business? Claim this record · Request removal
ISABEL A CRUZ OD P.A. in Houston, TX — $3.5M (2025) · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
312 mo (26 yrs)
SBA guaranteed
$2.6M (75%)
Approval → funding
13 days
Approved
7/25/2025
First disbursed
8/7/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Athens Eye Care, LLC in Athens, OH — $1.4M (2023) · The Hocking Valley Bank
Program
7a General
Rate at approval
9.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.0M (75%)
Approval → funding
33 days
Approved
8/12/2023
First disbursed
9/14/2023
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by The Hocking Valley Bank
Your business? Claim this record · Request removal
Nyssa A D Hedouville, OD, LLC in Mashpee, MA — $80K (2023) · TD Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$40K (50%)
Approval → funding
11 days
Approved
1/27/2023
First disbursed
2/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
EYE DEFINITION PLLC in Canton, MI — $25K (2023) · Stearns Bank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
3 days
Approved
8/18/2023
First disbursed
8/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Beyond Infinity LLC in Lompoc, CA — $1.1M (2022) · BMO Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.87% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$843K (75%)
Approval → funding
28 days
Approved
1/26/2022
First disbursed
2/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by BMO Bank National Association · Lender record →
Your business? Claim this record · Request removal
Vision Source- Eye Center of the Triad and Eye Center fo the Triad in Greensboro, NC — $1.3M (2021) · Truliant FCU
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
305 months
SBA guaranteed
$1.2M (90%)
Approval → funding
186 days
Approved
7/30/2021
First disbursed
2/1/2022
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Truliant FCU · Lender record →
Your business? Claim this record · Request removal
PRECISION EYE CARE PLLC in Mount Juliet, TN — $730K (2021) · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
127 months
SBA guaranteed
$657K (90%)
Approval → funding
27 days
Approved
2/1/2021
First disbursed
2/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
The Eye Institute of Reston Corp in Reston, VA — $435K (2021) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$392K (90%)
Approval → funding
11 days
Approved
5/17/2021
First disbursed
5/28/2021
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Dorothy L. Hitchmoth in New London, NH — $190K (2021) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
122 months
SBA guaranteed
$143K (75%)
Approval → funding
77 days
Approved
11/10/2020
First disbursed
1/26/2021
Loan status
Paid in full (2/28/2022)
Loan type
Term loan
Collateral
Not required
Business type
Individual
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
DBT LLC in Tracy, CA — $744K (2020) · Vision One CU
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
306 months
SBA guaranteed
$558K (75%)
Approval → funding
22 days
Approved
11/8/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Vision One CU
Your business? Claim this record · Request removal
Visual Care Associates, Inc. in Pickerington, OH — $358K (2020) · German American Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
126 months
SBA guaranteed
$268K (75%)
Approval → funding
33 days
Approved
2/29/2020
First disbursed
4/2/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by German American Bank · Lender record →
Your business? Claim this record · Request removal
Leeds Family Eye Care, Inc in Leeds, AL — $150K (2020) · Millennial Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
32 days
Approved
2/28/2020
First disbursed
3/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Offices of Optometrists
Funded by Millennial Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Vision Source? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Vision Source businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Vision Source purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Byline Bank funds the most. CapBench is not a lender.

$730K typical Vision Source loan
12 lenders fund the brand
28 days typical to fund

Buyers researching a Vision Source typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Vision Source record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/vision-source
API:: https://www.capbench.com/api/public/lenders?franchise=vision-source
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.