Lender record
Millennial Bank
The real lending record — every figure from funded deals. HQ: 7924 Parkway Dr, Leeds, AL. 2 branches.
31
Recent deals (FY20+)
$531K
Typical deal
17 days
Approval → funding
0%
Failure rate (FY20–23)
Where Millennial Bank lends
Deals Millennial Bank funded — list all 31 as text
- LockCorp Inc — Pelham · $270K · FY2026 · All Other Personal Services
- Auburn Custom Pallets and Crates LLC — Notasulga · $5.0M · FY2024 · Wood Container and Pallet Manufacturing
- Shanahan Rheumatology & Immunotherapy, PLLC — Durham · $4.2M · FY2024 · Offices of Physicians (except Mental Health Specialists)
- Dunn & Associates, Inc. — Jacksonville · $3.0M · FY2024 · Engineering Services
- DJC Investment Corporation — Alabaster · $1.4M · FY2024 · Other Construction Material Merchant Wholesalers
- Ten and Rose, LLC — Birmingham · $600K · FY2024 · Floor Covering Retailers
- Mix-Riddle Chiropractic LLC — Trussville · $430K · FY2024 · Offices of Chiropractors
- Christy Jo Saab LLC — Birmingham · $250K · FY2024 · Drinking Places (Alcoholic Beverages)
- Strategic Realty Partners, LLC — Chelsea · $5.0M · FY2023 · Car Washes
- Centurion Labs, LLC — Birmingham · $3.7M · FY2023 · Drugs and Druggists' Sundries Merchant Wholesalers
- Shiva Lodging LLC — Anderson · $1.0M · FY2023 · Hotels (except Casino Hotels) and Motels
- Covenant Pools LLC — Rainbow City · $872K · FY2023 · Sporting and Recreational Goods and Supplies Merchant Wholes
- DJC Investment Corporation — Irondale · $329K · FY2023 · Other Construction Material Merchant Wholesalers
- Riemer Real Estate, LLC — Birmingham · $1.4M · FY2022 · Other Services Related to Advertising
- Properties at United Va LLC — Norfolk · $1.3M · FY2022 · Motor Vehicle Towing
- DJC Investment Corporation — Irondale · $890K · FY2022 · Other Construction Material Merchant Wholesalers
- Mobile Fleet Specialists of Birmingham Inc. — Birmingham · $697K · FY2022 · General Automotive Repair
- Cool Squad LLC — Killeen · $350K · FY2022 · Limited-Service Restaurants
- Ice Squad Northgate, LLC — Baton Rouge · $251K · FY2022 · Limited-Service Restaurants
- HCR Cabinets & Countertops LLC — Pelham · $1.9M · FY2021 · Finish Carpentry Contractors
- Alabama Rentals, Inc. — Birmingham · $1.8M · FY2021 · Office Machinery and Equipment Rental and Leasing
- Stan Faulkner, State Farm Agent and Tim Johns, State Farm Agent — Birmingham · $531K · FY2021 · Insurance Agencies and Brokerages
- C's Apothecary, LLC — Birmingham · $515K · FY2021 · Pharmacies and Drug Stores
- Once Upon a Time Children's LLC — Birmingham · $479K · FY2021 · Children's and Infants' Clothing Stores
- River & Cape Montessori Nursery Sch — Alabaster · $462K · FY2021 · Child Day Care Services
- The Dream Pizza, LLC — Childersburg · $330K · FY2021 · Limited-Service Restaurants
- Petro Law Firm, P.C. — Birmingham · $326K · FY2020 · Offices of Lawyers
- Management & Medical Services, LLC — Childersburg · $250K · FY2020 · Offices of Physicians (except Mental Health Specialists)
- Triple Bark Beverages, Inc. — Birmingham · $223K · FY2020 · Snack and Nonalcoholic Beverage Bars
- Leeds Family Eye Care, Inc — Leeds · $150K · FY2020 · Offices of Optometrists
- ARenae INC — Hoover · $75K · FY2020 · Beauty Salons
Deal profile
Most Millennial Bank deals land between $326K and $1.4M — that range covers half of everything they fund. Top industries and states:
Industries they fund most
- 1.Other Construction Material Merchant Wholesalers (3)
- 2.Limited-Service Restaurants (3)
- 3.Offices of Physicians (except Mental Health Specialists) (2)
- 4.All Other Personal Services (1)
- 5.Wood Container and Pallet Manufacturing (1)
- 6.Engineering Services (1)
- 7.Floor Covering Retailers (1)
- 8.Offices of Chiropractors (1)
Most active states
- 1.Alabama (25 deals)
- 2.North Carolina (1 deals)
- 3.Florida (1 deals)
- 4.South Carolina (1 deals)
- 5.Virginia (1 deals)
- 6.Texas (1 deals)
- 7.Louisiana (1 deals)
Franchises they finance most
Can Millennial Bank fund you? The bank behind the loans
Total assets
$199.9M
▲ 2.6% vs prior quarter
Deposits on hand
$182.9M
▲ 7.6% vs prior quarter
Loans outstanding
$154.4M
▲ 1.6% vs prior quarter
Net income (latest qtr)
$358K
- •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Millennial Bank more SBA-focused than 53% of the banks on our record.
- •Deposits grew last quarter — more raw lending capacity than the quarter before.
- •Return on assets of 0.73% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.
FDIC call-report data, quarter ending 03/2026.
Walk into a Millennial Bank branch (2)
Millennial BankMain office7924 Parkway DrLeeds, AL 35094 · since 1997
Meadow Brook Branch20 Meadowview DrBirmingham, AL 35242 · since 2022
Branch data: FDIC BankFind.
Recent deals
- LockCorp Inc in Pelham, AL — $270K (2026) · purchase · All Other Personal Services
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $203K (75%)
- Approved
- 3/17/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- All Other Personal Services
If you were the buyer here
- Est. deal size
- $300K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $40K
- Monthly payment
- $3,384
- Annual debt service
- $41K
- Cash flow needed (1.25×)
- $51K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Auburn Custom Pallets and Crates LLC in Notasulga, AL — $5.0M (2024) · purchase · Wood Container and Pallet Manufacturing
- Program
- 7a General
- Rate at approval
- 9.7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.7M (75%)
- Approved
- 3/27/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Wood Container and Pallet Manufacturing
If you were the buyer here
- Est. deal size
- $5.5M
- Est. down payment (10%)
- $553K
- Est. cash at closing
- $765K
- Monthly payment
- $64,921
- Annual debt service
- $779K
- Cash flow needed (1.25×)
- $974K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Shanahan Rheumatology & Immunotherapy, PLLC in Durham, NC — $4.2M (2024) · purchase · Offices of Physicians (except Mental Health Specialists)
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.1M (75%)
- Approval → funding
- 24 days
- Approved
- 6/17/2024
- First disbursed
- 7/11/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Offices of Physicians (except Mental Health Specialists)
If you were the buyer here
- Est. deal size
- $4.7M
- Est. down payment (10%)
- $466K
- Est. cash at closing
- $644K
- Monthly payment
- $53,077
- Annual debt service
- $637K
- Cash flow needed (1.25×)
- $796K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Dunn & Associates, Inc. in Jacksonville, FL — $3.0M (2024) · purchase · Engineering Services
- Program
- 7a General
- Rate at approval
- 9.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 43 days
- Approved
- 4/30/2024
- First disbursed
- 6/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Change of Ownership
- Industry
- Engineering Services
If you were the buyer here
- Est. deal size
- $3.3M
- Est. down payment (10%)
- $333K
- Est. cash at closing
- $460K
- Monthly payment
- $39,562
- Annual debt service
- $475K
- Cash flow needed (1.25×)
- $593K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- DJC Investment Corporation in Alabaster, AL — $1.4M (2024) · purchase · Other Construction Material Merchant Wholesalers
- Program
- 7a General
- Rate at approval
- 9.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 5 days
- Approved
- 9/11/2024
- First disbursed
- 9/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Other Construction Material Merchant Wholesalers
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $153K
- Est. cash at closing
- $209K
- Monthly payment
- $12,235
- Annual debt service
- $147K
- Cash flow needed (1.25×)
- $184K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Ten and Rose, LLC in Birmingham, AL — $600K (2024) · Floor Covering Retailers
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 0 days
- Approved
- 12/7/2023
- First disbursed
- 12/7/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Floor Covering Retailers
Your business? Claim this record · Request removal
- Mix-Riddle Chiropractic LLC in Trussville, AL — $430K (2024) · purchase · Offices of Chiropractors
- Program
- 7a General
- Rate at approval
- 9.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $322K (75%)
- Approval → funding
- 0 days
- Approved
- 11/10/2023
- First disbursed
- 11/10/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Offices of Chiropractors
If you were the buyer here
- Est. deal size
- $477K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $64K
- Monthly payment
- $5,559
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
- Christy Jo Saab LLC in Birmingham, AL — $250K (2024) · Drinking Places (Alcoholic Beverages)
- Program
- 7a General
- Rate at approval
- 9.95% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 26 days
- Approved
- 6/21/2024
- First disbursed
- 7/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Drinking Places (Alcoholic Beverages)
Your business? Claim this record · Request removal
- Strategic Realty Partners, LLC in Chelsea, AL — $5.0M (2023) · Car Washes
- Program
- 7a General
- Rate at approval
- 7.75% fixed
- Term
- 312 mo (26 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 21 days
- Approved
- 8/4/2023
- First disbursed
- 8/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Car Washes
Your business? Claim this record · Request removal
- Centurion Labs, LLC in Birmingham, AL — $3.7M (2023) · purchase · Drugs and Druggists' Sundries Merchant Wholesalers
- Program
- 7a General
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.8M (75%)
- Approval → funding
- 0 days
- Approved
- 7/13/2023
- First disbursed
- 7/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Drugs and Druggists' Sundries Merchant Wholesalers
If you were the buyer here
- Est. deal size
- $4.1M
- Est. down payment (10%)
- $411K
- Est. cash at closing
- $568K
- Monthly payment
- $46,371
- Annual debt service
- $556K
- Cash flow needed (1.25×)
- $696K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
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Businesses Millennial Bank financed
29 businesses on record. Each links to its full SBA record.
- Strategic Realty Partners, LLCChelsea, AL · 1 loan$5.0M
- Auburn Custom Pallets and Crates LLCNotasulga, AL · 1 loan$5.0M
- Shanahan Rheumatology & Immunotherapy, PLLCDurham, NC · 1 loan$4.2M
- Centurion Labs, LLCBirmingham, AL · 1 loan$3.7M
- Dunn & Associates, Inc.Jacksonville, FL · 1 loan$3.0M
- DJC Investment CorporationIrondale, AL · 3 loans$2.6M
- HCR Cabinets & Countertops LLCPelham, AL · 1 loan$1.9M
- Alabama Rentals, Inc.Birmingham, AL · 1 loan$1.8M
- Riemer Real Estate, LLCBirmingham, AL · 1 loan$1.4M
- Properties at United Va LLCNorfolk, VA · 1 loan$1.3M
- Shiva Lodging LLCAnderson, SC · 1 loan$1.0M
- Covenant Pools LLCRainbow City, AL · 1 loan$872K
- Mobile Fleet Specialists of Birmingham Inc.Birmingham, AL · 1 loan$697K
- Ten and Rose, LLCBirmingham, AL · 1 loan$600K
- Stan Faulkner, State Farm Agent and Tim Johns, State Farm AgentBirmingham, AL · 1 loan$531K
- C's Apothecary, LLCBirmingham, AL · 1 loan$515K
- Once Upon a Time Children's LLCBirmingham, AL · 1 loan$479K
- River & Cape Montessori Nursery SchAlabaster, AL · 1 loan$462K
- Mix-Riddle Chiropractic LLCTrussville, AL · 1 loan$430K
- Cool Squad LLCKilleen, TX · 1 loan$350K
- The Dream Pizza, LLCChildersburg, AL · 1 loan$330K
- Petro Law Firm, P.C.Birmingham, AL · 1 loan$326K
- LockCorp IncPelham, AL · 1 loan$270K
- Ice Squad Northgate, LLCBaton Rouge, LA · 1 loan$251K
- Christy Jo Saab LLCBirmingham, AL · 1 loan$250K
- Management & Medical Services, LLCChildersburg, AL · 1 loan$250K
- Triple Bark Beverages, Inc.Birmingham, AL · 1 loan$223K
- Leeds Family Eye Care, IncLeeds, AL · 1 loan$150K
- ARenae INCHoover, AL · 1 loan$75K
Work at Millennial Bank?
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CapBench analysis of public lending records, FY2020–present. Not affiliated with Millennial Bank.
Agent summary
This page summarizes Millennial Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.
- 31 SBA 7(a) loans on record
- $531K typical deal
- 11 business-acquisition loans
- HQ: 7924 Parkway Dr, Leeds, AL
- 2 FDIC branch locations
- FDIC total assets $199.9M
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.
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