Woodcraft, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1945)
7 deals since 2020 · typical deal $215K
7
Deals since 2020
$215K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Woodcraft
Most Woodcraft deals financed between $50K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,184
- Down payment (10%)
- $24K
- Cash to close (all-in)
- $32K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$32K)
Experience
Recent financings
- Dyzoet, Inc. in Sterling Heights, MI — $500K (2024) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 21 days
- Approved
- 3/8/2024
- First disbursed
- 3/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Retailers
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,199
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
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- Dyzoet, Inc. in Sterling Heights, MI — $50K (2024) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/8/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by Fifth Third Bank · Lender record →
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- BFXBDX, LLC in Iowa City, IA — $350K (2022) · Hills Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 1 days
- Approved
- 1/5/2022
- First disbursed
- 1/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Hills Bank and Trust Company
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- Hammer & Saw llc in Las Vegas, NV — $1.4M (2021) · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 4 days
- Approved
- 9/13/2021
- First disbursed
- 9/17/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Mountain America FCU · Lender record →
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- Laserwood, Inc. in Dayton, OH — $215K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.59% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $194K (90%)
- Approved
- 9/11/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by U.S. Bank, National Association · Lender record →
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- Laserwood, Inc. in Dayton, OH — $20K (2021) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $15K (75%)
- Approved
- 9/11/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by U.S. Bank, National Association · Lender record →
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- Handcarved, LLC in Springfield, OR — $118K (2020) · purchase · Summit Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (85%)
- Approval → funding
- 42 days
- Approved
- 3/19/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Hobby, Toy, and Game Stores
If you were the buyer here
- Est. deal size
- $131K
- Est. down payment (10%)
- $13K
- Est. cash at closing
- $17K
- Monthly payment
- $1,403
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Summit Bank · Lender record →
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Who funds Woodcraft — and where
Every dot is a financed Woodcraft — 7 mapped.
Financed Woodcraft locations — list all 7 as text
- Dyzoet, Inc. — Sterling Heights · $500K · FY2024 · All Other Miscellaneous Retailers
- Dyzoet, Inc. — Sterling Heights · $50K · FY2024 · All Other Miscellaneous Retailers
- Handcarved, LLC — Springfield · $118K · FY2020 · Hobby, Toy, and Game Stores
- BFXBDX, LLC — Iowa City · $350K · FY2022 · All Other Miscellaneous Store Retailers (except Tobacco Stor
- Laserwood, Inc. — Dayton · $20K · FY2021 · Hardware Stores
- Laserwood, Inc. — Dayton · $215K · FY2021 · Hardware Stores
- Hammer & Saw llc — Las Vegas · $1.4M · FY2021 · Hardware Stores
Top lenders for this brand
1.Fifth Third Bank(2)
2.U.S. Bank, National Association(2)
3.Summit Bank(1)
- 4.Hills Bank and Trust Company (1)
5.Mountain America FCU(1)
Most active states
- 1.Michigan (2 loans)
- 2.Ohio (2 loans)
- 3.Oregon (1 loans)
- 4.Iowa (1 loans)
- 5.Nevada (1 loans)
Represent Woodcraft?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Woodcraft cost to buy or open?
The typical deal for Woodcraft is $215K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $24K of buyer cash on a typical deal.
How risky is Woodcraft?
Woodcraft has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Woodcraft with an SBA loan?
Yes — Woodcraft has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Woodcraft franchise
Most Woodcraft buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Woodcraft deal financed for $215K, which points to about $24K of buyer cash on a typical purchase. Woodcraft is listed in the SBA Franchise Directory (identifier S1945), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Woodcraft — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Woodcraft — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Woodcraft — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Woodcraft is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $215K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1945)
- Top lenders: Fifth Third Bank, U.S. Bank, National Association, Summit Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Woodcraft.