Retail & Shops · lender intelligence
How to finance a Woodcraft
The SBA 7(a) lenders funding the most Woodcraft deals, ranked from public loan records — typical Woodcraft loan about $215K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Woodcraft
$215K
Typical loan
range $50K–$500K
$239K
Est. purchase price
≈ loan ÷ 90%
$32,011
Cash to close
$23,933 down + fees
$3,184/mo
Typical payment
~12.75% · 10yr
$43,939/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
5
Lenders competing
more = leverage
6.58%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Woodcraft
Ranked by funded Woodcraft loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.284 loans · $254M · Cincinnati, OHFull record →
- 2.6 loans · $6M · Oakland, CAFull record →
- 3.83 loans · $31M · Sandy, UTFull record →
7+ funded Woodcraft deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Dyzoet, Inc. in Sterling Heights, MI — $500K (2024) · purchase · Fifth Third Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 21 days
- Approved
- 3/8/2024
- First disbursed
- 3/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Retailers
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,199
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- Dyzoet, Inc. in Sterling Heights, MI — $50K (2024) · Fifth Third Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/8/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
- BFXBDX, LLC in Iowa City, IA — $350K (2022) · Hills Bank and Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.25% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $175K (50%)
- Approval → funding
- 1 days
- Approved
- 1/5/2022
- First disbursed
- 1/6/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Hills Bank and Trust Company
Your business? Claim this record · Request removal
- Hammer & Saw llc in Las Vegas, NV — $1.4M (2021) · Mountain America FCU
- Program
- Preferred Lenders Program
- Rate at approval
- 4.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.3M (90%)
- Approval → funding
- 4 days
- Approved
- 9/13/2021
- First disbursed
- 9/17/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
- Laserwood, Inc. in Dayton, OH — $215K (2021) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.59% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $194K (90%)
- Approved
- 9/11/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Laserwood, Inc. in Dayton, OH — $20K (2021) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $15K (75%)
- Approved
- 9/11/2021
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Handcarved, LLC in Springfield, OR — $118K (2020) · purchase · Summit Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (85%)
- Approval → funding
- 42 days
- Approved
- 3/19/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Hobby, Toy, and Game Stores
If you were the buyer here
- Est. deal size
- $131K
- Est. down payment (10%)
- $13K
- Est. cash at closing
- $17K
- Monthly payment
- $1,403
- Annual debt service
- $17K
- Cash flow needed (1.25×)
- $21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Woodcraft? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Woodcraft businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Woodcraft purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Fifth Third Bank funds the most. CapBench is not a lender.
- $215K typical Woodcraft loan
- 5 lenders fund the brand
- 21 days typical to fund
Buyers researching a Woodcraft typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-12.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.