Retail & Shops · lender intelligence

How to finance a Woodcraft

State:

The SBA 7(a) lenders funding the most Woodcraft deals, ranked from public loan records — typical Woodcraft loan about $215K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Woodcraft

$215K

Typical loan

range $50K–$500K

$239K

Est. purchase price

≈ loan ÷ 90%

$32,011

Cash to close

$23,933 down + fees

$3,153/mo

Typical payment

~12.5% · 10yr

$43,511/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

21 days

Typical time to fund

Lenders competing

more = leverage

6.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Woodcraft

Ranked by funded Woodcraft loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.284 loans · $254M · Cincinnati, OHFull record →
2.6 loans · $6M · Oakland, CAFull record →
3.83 loans · $31M · Sandy, UTFull record →

7+ funded Woodcraft deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Dyzoet, Inc. in Sterling Heights, MI — $500K (2024) · purchase · Fifth Third Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
21 days
Approved
3/8/2024
First disbursed
3/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
All Other Miscellaneous Retailers
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,199
Annual debt service
$74K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Dyzoet, Inc. in Sterling Heights, MI — $50K (2024) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/8/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Retailers
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
BFXBDX, LLC in Iowa City, IA — $350K (2022) · Hills Bank and Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.25% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
1 days
Approved
1/5/2022
First disbursed
1/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by Hills Bank and Trust Company
Your business? Claim this record · Request removal
Hammer & Saw llc in Las Vegas, NV — $1.4M (2021) · Mountain America FCU
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (90%)
Approval → funding
4 days
Approved
9/13/2021
First disbursed
9/17/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Hardware Stores
Funded by Mountain America FCU · Lender record →
Your business? Claim this record · Request removal
Laserwood, Inc. in Dayton, OH — $215K (2021) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.59% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$194K (90%)
Approved
9/11/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Hardware Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Laserwood, Inc. in Dayton, OH — $20K (2021) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.25% variable
Term
84 mo (7 yrs)
SBA guaranteed
$15K (75%)
Approved
9/11/2021
Loan status
Cancelled
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
18
Business age
Existing or more than 2 years old
Industry
Hardware Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Handcarved, LLC in Springfield, OR — $118K (2020) · purchase · Summit Bank
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (85%)
Approval → funding
42 days
Approved
3/19/2020
First disbursed
4/30/2020
Loan status
Paid in full (2/28/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Hobby, Toy, and Game Stores
If you were the buyer here
Est. deal size
$131K
Est. down payment (10%)
$13K
Est. cash at closing
$17K
Monthly payment
$1,403
Annual debt service
$17K
Cash flow needed (1.25×)
$21K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Woodcraft? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Woodcraft businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Woodcraft purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Fifth Third Bank funds the most. CapBench is not a lender.

$215K typical Woodcraft loan
5 lenders fund the brand
21 days typical to fund

Buyers researching a Woodcraft typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Woodcraft record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/woodcraft
API:: https://www.capbench.com/api/public/lenders?franchise=woodcraft
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.