Retail & Shops · lender intelligence
How to finance a Ace Hardware in Kansas
The SBA 7(a) lenders funding the most Ace Hardware deals in Kansas, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Ace Hardware in Kansas
$2.38M
Typical loan
range $2.38M–$2.38M
$2.65M
Est. purchase price
≈ loan ÷ 90%
$365,353
Cash to close
$265,000 down + fees
$30,861/mo
Typical payment
~9.5% · 10yr
$425,882/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
94 days
Typical time to fund
1
Lenders competing
more = leverage
7.5%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Ace Hardware in Kansas
Ranked by funded Ace Hardware loans in Kansas. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Ace Hardware loans in Kansas to rank yet. See Ace Hardware lenders nationwide →
1+ funded Ace Hardware in Kansas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Homestory LLC in Clay Center, KS — $2.4M (2025) · purchase · United Bank & Trust
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 94 days
- Approved
- 3/21/2025
- First disbursed
- 6/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Change of Ownership
- Industry
- Hardware Retailers
If you were the buyer here
- Est. deal size
- $2.6M
- Est. down payment (10%)
- $265K
- Est. cash at closing
- $365K
- Monthly payment
- $28,310
- Annual debt service
- $340K
- Cash flow needed (1.25×)
- $425K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Bank & Trust
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Buying a Ace Hardware in Kansas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Kansas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Kansas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Kansas deals. CapBench is not a lender.
- $642K typical Ace Hardware loan
- 1 lenders active in Kansas
- 1+ funded Kansas deals
- 94 days typical to fund
Buyers buying a Ace Hardware in Kansas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.