Retail & Shops · lender intelligence
How to finance a Ace Hardware in Virginia
The SBA 7(a) lenders funding the most Ace Hardware deals in Virginia, from public loan records — typical Ace Hardware loan about $642K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Ace Hardware in Virginia
$450K
Typical loan
range $450K–$450K
$500K
Est. purchase price
≈ loan ÷ 90%
$66,875
Cash to close
$50,000 down + fees
$5,823/mo
Typical payment
~9.5% · 10yr
$80,357/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
1
Lenders competing
more = leverage
5.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Ace Hardware in Virginia
Ranked by funded Ace Hardware loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.
No directory lender has enough Ace Hardware loans in Virginia to rank yet. See Ace Hardware lenders nationwide →
1+ funded Ace Hardware in Virginia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- BamCam, Inc. in Colonial Heights, VA — $450K (2021) · National Cooperative Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $405K (90%)
- Approval → funding
- 0 days
- Approved
- 5/25/2021
- First disbursed
- 5/25/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Stores
Funded by National Cooperative Bank, National Association
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Buying a Ace Hardware in Virginia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Ace Hardware loans with a Virginia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Ace Hardware purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. CapBench is not a lender.
- $642K typical Ace Hardware loan
- 1 lenders active in Virginia
- 1+ funded Virginia deals
Buyers buying a Ace Hardware in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.