Food & Restaurants · lender intelligence
How to finance a American Deli
The SBA 7(a) lenders funding the most American Deli deals, ranked from public loan records — typical American Deli loan about $490K, 0% failure rate across 31 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance American Deli
$490K
Typical loan
range $315K–$607K
$544K
Est. purchase price
≈ loan ÷ 90%
$72,819
Cash to close
$54,444 down + fees
$6,340/mo
Typical payment
~9.5% · 10yr
$87,492/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
11 days
Typical time to fund
10
Lenders competing
more = leverage
7.59%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with American Deli
Ranked by funded American Deli loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.60 loans · $130M · Doraville, GAFull record →
- 2.274 loans · $315M · Los Angeles, CAFull record →
- 3.61 loans · $67M · Los Angeles, CAFull record →
- 4.139 loans · $102M · Los Angeles, CAFull record →
- 5.9 loans · $17M · Johns Creek, GAFull record →
- 6.1 loans · $2M · Houston, TXFull record →
- 7.85 loans · $148M · Los Angeles, CAFull record →
- 8.83 loans · $143M · Los Angeles, CAFull record →
- 9.34 loans · $57M · Charlotte, NCFull record →
- 10.1,025 loans · $292M · Berkeley Heights, NJFull record →
31+ funded American Deli deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- The Sam Gun 17 LLC in Lithia Springs, GA — $712K (2026) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $534K (75%)
- Approval → funding
- 10 days
- Approved
- 11/14/2025
- First disbursed
- 11/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- DUL JJAE LLC in Memphis, TN — $620K (2026) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 29 days
- Approved
- 1/28/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $689K
- Est. down payment (10%)
- $69K
- Est. cash at closing
- $92K
- Monthly payment
- $7,687
- Annual debt service
- $92K
- Cash flow needed (1.25×)
- $115K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- Win Deli Inc in Conyers, GA — $600K (2026) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $7,439
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
- Yeouido Table LLC in Mobile, AL — $483K (2026) · purchase · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $362K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $537K
- Est. down payment (10%)
- $54K
- Est. cash at closing
- $72K
- Monthly payment
- $6,053
- Annual debt service
- $73K
- Cash flow needed (1.25×)
- $91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
- DY Chikin Kape, LLC in Lilburn, GA — $315K (2026) · purchase · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $350K
- Est. down payment (10%)
- $35K
- Est. cash at closing
- $47K
- Monthly payment
- $3,906
- Annual debt service
- $47K
- Cash flow needed (1.25×)
- $59K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
- HL & HB LLC in Union City, GA — $1.0M (2025) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $750K (75%)
- Approval → funding
- 77 days
- Approved
- 3/24/2025
- First disbursed
- 6/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- SJ PARK LLC in Douglasville, GA — $487K (2025) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $365K (75%)
- Approval → funding
- 4 days
- Approved
- 2/10/2025
- First disbursed
- 2/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- CHUNSA INC in Memphis, TN — $480K (2025) · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $360K (75%)
- Approval → funding
- 7 days
- Approved
- 3/26/2025
- First disbursed
- 4/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- DSK ACQUISITION GROUP, LLC in Burlington, NC — $315K (2025) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $236K (75%)
- Approval → funding
- 3 days
- Approved
- 11/12/2024
- First disbursed
- 11/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $350K
- Est. down payment (10%)
- $35K
- Est. cash at closing
- $47K
- Monthly payment
- $4,076
- Annual debt service
- $49K
- Cash flow needed (1.25×)
- $61K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- Top A LLC in Houston, TX — $1.2M (2024) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $900K (75%)
- Approval → funding
- 34 days
- Approved
- 2/23/2024
- First disbursed
- 3/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $133K
- Est. cash at closing
- $183K
- Monthly payment
- $15,858
- Annual debt service
- $190K
- Cash flow needed (1.25×)
- $238K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
- SOSA STRATEGY, LLC in Atlanta, GA — $490K (2024) · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 26 days
- Approved
- 2/22/2024
- First disbursed
- 3/19/2024
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
- LTA PARTNERS LLC in Smyrna, GA — $380K (2024) · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $285K (75%)
- Approval → funding
- 3 days
- Approved
- 6/11/2024
- First disbursed
- 6/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- MO EDIBLES LLC in Mcdonough, GA — $240K (2024) · purchase · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 77 days
- Approved
- 2/20/2024
- First disbursed
- 5/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $267K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $3,205
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- American Deli in West Memphis, AR — $1.1M (2023) · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $788K (75%)
- Approval → funding
- 54 days
- Approved
- 9/23/2023
- First disbursed
- 11/16/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- MEMPHIS2022 in Memphis, TN — $893K (2023) · Metro City Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $669K (75%)
- Approval → funding
- 15 days
- Approved
- 10/17/2022
- First disbursed
- 11/1/2022
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
- DHY Best Food LLC in Lithia Springs, GA — $532K (2023) · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $399K (75%)
- Approval → funding
- 15 days
- Approved
- 5/18/2023
- First disbursed
- 6/2/2023
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by PCB Bank · Lender record →
Your business? Claim this record · Request removal
- McDeli, LLC in Mcdonough, GA — $510K (2023) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $383K (75%)
- Approval → funding
- 57 days
- Approved
- 4/27/2023
- First disbursed
- 6/23/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
- Blue Vision GA LLC in Lawrenceville, GA — $450K (2023) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 3 days
- Approved
- 2/28/2023
- First disbursed
- 3/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $5,700
- Annual debt service
- $68K
- Cash flow needed (1.25×)
- $86K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
- JV American Restaurant Inc in Inglewood, CA — $574K (2022) · Golden Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $431K (75%)
- Approval → funding
- 10 days
- Approved
- 1/21/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Golden Bank National Association · Lender record →
Your business? Claim this record · Request removal
- N & S GA Group LLC in Stone Mountain, GA — $440K (2022) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $330K (75%)
- Approval → funding
- 6 days
- Approved
- 5/10/2022
- First disbursed
- 5/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $489K
- Est. down payment (10%)
- $49K
- Est. cash at closing
- $65K
- Monthly payment
- $4,667
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Buying a American Deli? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to American Deli businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a American Deli purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Metro City Bank funds the most. CapBench is not a lender.
- $490K typical American Deli loan
- 0% failure rate (FY20–23)
- 10 lenders fund the brand
- 11 days typical to fund
Buyers researching a American Deli typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.