Fitness & Recreation · lender intelligence

How to finance a AR Workshop

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The SBA 7(a) lenders funding the most AR Workshop deals, ranked from public loan records — typical AR Workshop loan about $135K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance AR Workshop

$135K

Typical loan

range $100K–$149K

$150K

Est. purchase price

≈ loan ÷ 90%

$19,320

Cash to close

$15,000 down + fees

$1,976/mo

Typical payment

~12.5% · 10yr

$27,269/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

24 days

Typical time to fund

Lenders competing

more = leverage

8.11%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with AR Workshop

Ranked by funded AR Workshop loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,927 loans · $207M · Buffalo, NYFull record →
2.575 loans · $220M · De Graff, OHFull record →
3.1 loans · $2M · Pueblo, COFull record →
4.116 loans · $120M · Evansville, INFull record →
5.70 loans · $22M · Melrose, MNFull record →
6.8 loans · $8M · Wichita, KSFull record →
7.318 loans · $229M · Osage Beach, MOFull record →
8.62 loans · $21M · Saint Cloud, MNFull record →
9.35 loans · $4M · San Antonio, TXFull record →

13+ funded AR Workshop deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

927 Workshop LLC in Worthington, OH — $198K (2025) · purchase · Magnifi Financial CU
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$149K (75%)
Approval → funding
5 days
Approved
8/22/2025
First disbursed
8/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
All Other Amusement and Recreation Industries
If you were the buyer here
Est. deal size
$220K
Est. down payment (10%)
$22K
Est. cash at closing
$29K
Monthly payment
$2,644
Annual debt service
$32K
Cash flow needed (1.25×)
$40K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
Delfiasco Art LLC in Clinton, NJ — $125K (2025) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
60 mo (5 yrs)
SBA guaranteed
$106K (85%)
Approval → funding
24 days
Approved
11/12/2024
First disbursed
12/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Delfiasco Art LLC in Clinton, NJ — $25K (2025) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
14.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
322 days
Approved
11/12/2024
First disbursed
9/30/2025
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
2
Business age
New Business or 2 years or less
Industry
All Other Miscellaneous Retailers
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
AR Workshop Newtown in Warminster, PA — $177K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$132K (75%)
Approved
4/24/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Schools and Instruction
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Jazzy Creations LLC in Newport News, VA — $149K (2022) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$126K (85%)
Approved
12/3/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
New Business or 2 years or less
Industry
Other Specialized Design Services
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Make Shoppe LLC in Lawrence, KS — $100K (2022) · purchase · INTRUST Bank National Association
Program
Preferred Lenders Program
Rate at approval
4.95% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
7 days
Approved
5/13/2022
First disbursed
5/20/2022
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Home Centers
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,885
Annual debt service
$23K
Cash flow needed (1.25×)
$28K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by INTRUST Bank National Association · Lender record →
Your business? Claim this record · Request removal
Awokk, LLC in Castle Rock, CO — $147K (2021) · PBandT Bank
Program
7a General
Rate at approval
6% variable
Term
84 mo (7 yrs)
SBA guaranteed
$132K (90%)
Approval → funding
35 days
Approved
2/8/2021
First disbursed
3/15/2021
Loan status
Paid in full (4/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by PBandT Bank · Lender record →
Your business? Claim this record · Request removal
Jonquil Creative, LLC in Smyrna, GA — $138K (2021) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$124K (90%)
Approval → funding
32 days
Approved
5/27/2021
First disbursed
6/28/2021
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Fine Arts Schools
If you were the buyer here
Est. deal size
$153K
Est. down payment (10%)
$15K
Est. cash at closing
$20K
Monthly payment
$1,532
Annual debt service
$18K
Cash flow needed (1.25×)
$23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
Kilcarr Crafts LLC DBA AR Workship Columbia MD in Elkridge, MD — $100K (2021) · Manufacturers and Traders Trust Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
66 months
SBA guaranteed
$50K (50%)
Approval → funding
17 days
Approved
12/4/2020
First disbursed
12/21/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
New Business or 2 years or less
Industry
All Other Amusement and Recreation Industries
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
GOSH, LLC in Mckinney, TX — $150K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
123 months
SBA guaranteed
$128K (85%)
Approval → funding
24 days
Approved
10/7/2019
First disbursed
10/31/2019
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
MaLaDa, LLC in Bristol, TN — $135K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (85%)
Approval → funding
23 days
Approved
11/7/2019
First disbursed
11/30/2019
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Towlehouse LLC in Palmdale, CA — $120K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$102K (85%)
Approval → funding
125 days
Approved
4/28/2020
First disbursed
8/31/2020
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Fine Arts Schools
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
JFK Investments LLC in Dallas, TX — $95K (2020) · LiftFund, Inc.
Program
Community Advantage Initiative
Subprogram
Community Advantage Initiative
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$81K (85%)
Approved
1/30/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Wood Product Manufacturing
Funded by LiftFund, Inc. · Lender record →
Your business? Claim this record · Request removal

Buying a AR Workshop? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to AR Workshop businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a AR Workshop purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Manufacturers and Traders Trust Company funds the most. CapBench is not a lender.

$135K typical AR Workshop loan
10 lenders fund the brand
24 days typical to fund

Buyers researching a AR Workshop typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker AR Workshop record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/ar-workshop
API:: https://www.capbench.com/api/public/lenders?franchise=ar-workshop
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.