Food & Restaurants · lender intelligence

How to finance a Baskin-Robbins in Texas

State:

The SBA 7(a) lenders funding the most Baskin-Robbins deals in Texas, from public loan records — typical Baskin-Robbins loan about $250K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Baskin-Robbins in Texas

$240K

Typical loan

range $184K–$334K

$266K

Est. purchase price

≈ loan ÷ 90%

$35,593

Cash to close

$26,611 down + fees

$3,506/mo

Typical payment

~12.5% · 10yr

$48,383/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

44 days

Typical time to fund

Lenders competing

more = leverage

8.22%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Baskin-Robbins in Texas

Ranked by funded Baskin-Robbins loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.62 loans · $21M · Saint Cloud, MNFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.104 loans · $100M · Portsmouth, VAFull record →
4.128 loans · $40M · Wilmington, DEFull record →
5.24 loans · $17M · Wayne, PAFull record →
6.15 loans · $20M · Madisonville, KYFull record →

9+ funded Baskin-Robbins in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SIENA CONES AND CAKES LLC in Round Rock, TX — $335K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approval → funding
64 days
Approved
11/25/2025
First disbursed
1/28/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$372K
Est. down payment (10%)
$37K
Est. cash at closing
$50K
Monthly payment
$4,381
Annual debt service
$53K
Cash flow needed (1.25×)
$66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Blackjack Diamonds LLC in Cypress, TX — $598K (2024) · TowneBank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
132 mo (11 yrs)
SBA guaranteed
$449K (75%)
Approval → funding
43 days
Approved
1/17/2024
First disbursed
2/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
ALTARA GROUP LLC in San Antonio, TX — $80K (2024) · PNC Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$40K (50%)
Approved
1/30/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Ice Cream and Frozen Dessert Manufacturing
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
PANJWANI INVESTMENT LLC in San Antonio, TX — $150K (2023) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
2 days
Approved
1/9/2023
First disbursed
1/11/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
Tri Point Group LLC in Flower Mound, TX — $240K (2022) · purchase · First United Bank and Trust Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (75%)
Approval → funding
19 days
Approved
12/31/2021
First disbursed
1/19/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$266K
Est. down payment (10%)
$27K
Est. cash at closing
$36K
Monthly payment
$2,629
Annual debt service
$32K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First United Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
LEBAT Properties, LLC in San Antonio, TX — $184K (2022) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$138K (75%)
Approval → funding
0 days
Approved
11/30/2021
First disbursed
11/30/2021
Loan status
Paid in full (8/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Ice Cream and Frozen Dessert Manufacturing
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
LEBAT PROPERTIES, LLC in San Antonio, TX — $225K (2021) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$203K (90%)
Approved
9/2/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
New Business or 2 years or less
Industry
Ice Cream and Frozen Dessert Manufacturing
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
Alliant, Inc. in Victoria, TX — $334K (2020) · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approval → funding
51 days
Approved
4/10/2020
First disbursed
5/31/2020
Loan status
Past due
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
Layh Legacy, LLC in New Braunfels, TX — $290K (2020) · purchase · Stearns Bank National Association
Program
7a General
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$218K (75%)
Approval → funding
44 days
Approved
1/16/2020
First disbursed
2/29/2020
Loan status
Paid in full (9/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,442
Annual debt service
$41K
Cash flow needed (1.25×)
$52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Baskin-Robbins in Texas? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Baskin-Robbins loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Baskin-Robbins purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Stearns Bank National Association funds the most here. CapBench is not a lender.

$250K typical Baskin-Robbins loan
7 lenders active in Texas
9+ funded Texas deals
44 days typical to fund

Buyers buying a Baskin-Robbins in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Baskin-Robbins lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/baskin-robbins/texas
API:: https://www.capbench.com/api/public/lenders?franchise=baskin-robbins
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.