Food & Restaurants · lender intelligence
How to finance a Baskin-Robbins in California
The SBA 7(a) lenders funding the most Baskin-Robbins deals in California, from public loan records — typical Baskin-Robbins loan about $250K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Baskin-Robbins in California
$261K
Typical loan
range $149K–$400K
$289K
Est. purchase price
≈ loan ÷ 90%
$38,713
Cash to close
$28,944 down + fees
$3,588/mo
Typical payment
~11% · 10yr
$49,514/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
18
Lenders competing
more = leverage
7.71%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Baskin-Robbins in California
Ranked by funded Baskin-Robbins loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.5 loans · $2M · Mora, MNFull record →
- 3.97 loans · $156M · Clayton, MOFull record →
- 4.7 loans · $3M · Walnut Creek, CAFull record →
- 5.868 loans · $362M · Salt Lake City, UTFull record →
- 6.62 loans · $21M · Saint Cloud, MNFull record →
- 7.58 loans · $53M · New York, NYFull record →
- 8.21 loans · $5M · Spartanburg, SCFull record →
- 9.139 loans · $102M · Los Angeles, CAFull record →
- 10.318 loans · $229M · Osage Beach, MOFull record →
- 11.75 loans · $98M · Sioux Falls, SDFull record →
- 12.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 13.284 loans · $254M · Cincinnati, OHFull record →
- 14.33 loans · $54M · Sun Valley, CAFull record →
- 15.274 loans · $315M · Los Angeles, CAFull record →
22+ funded Baskin-Robbins in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- RehalCo LLC in Roseville, CA — $290K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $218K (75%)
- Approval → funding
- 89 days
- Approved
- 11/28/2025
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $322K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $3,751
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Valley Treats LLC in Moreno Valley, CA — $190K (2026) · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Woori America Bank · Lender record →
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- INDULGENT SCOOPZ LLC in Murrieta, CA — $70K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $60K (85%)
- Approval → funding
- 8 days
- Approved
- 11/25/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Live Oak Banking Company · Lender record →
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- Plaza Scoops Inc in Pasadena, CA — $400K (2025) · Neighborhood National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 7 days
- Approved
- 1/27/2025
- First disbursed
- 2/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Neighborhood National Bank · Lender record →
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- ALTAIR SOLUTIONS LLC. LLC in Corona, CA — $419K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 129 months
- SBA guaranteed
- $314K (75%)
- Approval → funding
- 68 days
- Approved
- 10/2/2023
- First disbursed
- 12/9/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- TSEJ Beach LLC in Westminster, CA — $407K (2024) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.82% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $305K (75%)
- Approval → funding
- 49 days
- Approved
- 9/24/2024
- First disbursed
- 11/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Wells Fargo Bank National Association · Lender record →
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- AU ENTERPRISE INC in Grand Terrace, CA — $359K (2024) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $269K (75%)
- Approval → funding
- 6 days
- Approved
- 7/16/2024
- First disbursed
- 7/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stearns Bank National Association · Lender record →
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- M & M Sweet Scoops LLC in Bonita, CA — $145K (2024) · California Federal Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $123K (85%)
- Approval → funding
- 8 days
- Approved
- 3/6/2024
- First disbursed
- 3/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by California Federal Credit Union
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- Apreet & Sonz Inc. in Thousand Oaks, CA — $350K (2023) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 11 days
- Approved
- 5/22/2023
- First disbursed
- 6/2/2023
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by The Bancorp Bank National Association · Lender record →
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- Blue Fox Creamery LLC in Pleasanton, CA — $261K (2023) · purchase · Enterprise Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approved
- 3/31/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $289K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,230
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Blue Fox Creamery LLC in Pleasanton, CA — $261K (2023) · purchase · Enterprise Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 14 days
- Approved
- 7/11/2023
- First disbursed
- 7/25/2023
- Loan status
- Paid in full (3/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $289K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,300
- Annual debt service
- $40K
- Cash flow needed (1.25×)
- $49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Prime Creamery Inc in Los Angeles, CA — $160K (2023) · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (75%)
- Approved
- 9/28/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Hanmi Bank · Lender record →
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- Tasty Treat Holdings, LLC in Mountain View, CA — $410K (2022) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $308K (75%)
- Approval → funding
- 27 days
- Approved
- 2/8/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Readycap Lending, LLC · Lender record →
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- Sabanegh Inc in Sacramento, CA — $130K (2022) · purchase · Southern Bank
- Program
- 7a General
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $111K (85%)
- Approval → funding
- 53 days
- Approved
- 6/13/2022
- First disbursed
- 8/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $145K
- Est. down payment (10%)
- $14K
- Est. cash at closing
- $19K
- Monthly payment
- $1,496
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Southern Bank · Lender record →
Your business? Claim this record · Request removal
- Baskin Robbins in El Cajon, CA — $417K (2021) · Mission Valley Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (90%)
- Approval → funding
- 5 days
- Approved
- 7/23/2021
- First disbursed
- 7/28/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Food Stores
Funded by Mission Valley Bank · Lender record →
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- Aditya Holding LLC in San Jose, CA — $208K (2021) · purchase · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (90%)
- Approval → funding
- 42 days
- Approved
- 7/29/2021
- First disbursed
- 9/9/2021
- Loan status
- Paid in full (4/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $232K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $31K
- Monthly payment
- $2,314
- Annual debt service
- $28K
- Cash flow needed (1.25×)
- $35K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- 7Sundaes LLC in Sacramento, CA — $195K (2021) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $176K (90%)
- Approval → funding
- 1 days
- Approved
- 6/29/2021
- First disbursed
- 6/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $217K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $29K
- Monthly payment
- $1,998
- Annual debt service
- $24K
- Cash flow needed (1.25×)
- $30K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- Arham, LLC in Fremont, CA — $192K (2021) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $173K (90%)
- Approval → funding
- 77 days
- Approved
- 9/15/2021
- First disbursed
- 12/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $213K
- Est. down payment (10%)
- $21K
- Est. cash at closing
- $29K
- Monthly payment
- $2,060
- Annual debt service
- $25K
- Cash flow needed (1.25×)
- $31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- 7Cones LLC in Fair Oaks, CA — $149K (2021) · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $134K (90%)
- Approval → funding
- 45 days
- Approved
- 8/17/2021
- First disbursed
- 10/1/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- Lamar Sweet Treats in Ontario, CA — $137K (2021) · purchase · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $123K (90%)
- Approval → funding
- 8 days
- Approved
- 2/3/2021
- First disbursed
- 2/11/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Stores
If you were the buyer here
- Est. deal size
- $152K
- Est. down payment (10%)
- $15K
- Est. cash at closing
- $20K
- Monthly payment
- $1,515
- Annual debt service
- $18K
- Cash flow needed (1.25×)
- $23K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Buying a Baskin-Robbins in California? Start with a lender that funds them here
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Baskin-Robbins loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Baskin-Robbins purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. Live Oak Banking Company funds the most here. CapBench is not a lender.
- $250K typical Baskin-Robbins loan
- 18 lenders active in California
- 22+ funded California deals
- 27 days typical to fund
Buyers buying a Baskin-Robbins in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.