Food & Restaurants · lender intelligence
How to finance a Baskin-Robbins
The SBA 7(a) lenders funding the most Baskin-Robbins deals, ranked from public loan records — typical Baskin-Robbins loan about $250K, 0% failure rate across 67 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Baskin-Robbins
$250K
Typical loan
range $150K–$415K
$278K
Est. purchase price
≈ loan ÷ 90%
$37,153
Cash to close
$27,778 down + fees
$3,659/mo
Typical payment
~12.5% · 10yr
$50,494/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
27 days
Typical time to fund
43
Lenders competing
more = leverage
8.28%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Baskin-Robbins
Ranked by funded Baskin-Robbins loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.62 loans · $21M · Saint Cloud, MNFull record →
- 4.97 loans · $156M · Clayton, MOFull record →
- 5.2,539 loans · $965M · Columbus, OHFull record →
- 6.868 loans · $362M · Salt Lake City, UTFull record →
- 7.12 loans · $3M · Geneva, MNFull record →
- 8.4 loans · $2M · Abbeville, LAFull record →
- 9.128 loans · $40M · Wilmington, DEFull record →
- 10.5 loans · $2M · Mora, MNFull record →
- 11.66 loans · $68M · Milford, IAFull record →
- 12.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 13.7 loans · $3M · Walnut Creek, CAFull record →
- 14.1 loans · $1M · Lincoln, NEFull record →
- 15.44 loans · $25M · Spokane, WAFull record →
- 16.4 loans · $7M · Bossier City, LAFull record →
- 17.58 loans · $53M · New York, NYFull record →
- 18.1 loans · $1M · Cuba, MOFull record →
- 19.21 loans · $5M · Spartanburg, SCFull record →
- 20.38 loans · $26M · Richmond City, VAFull record →
- 21.104 loans · $100M · Portsmouth, VAFull record →
- 22.34 loans · $26M · Kalispell, MTFull record →
- 23.139 loans · $102M · Los Angeles, CAFull record →
- 24.40 loans · $42M · Englewood Cliffs, NJFull record →
- 25.499 loans · $106M · Los Angeles, CAFull record →
67+ funded Baskin-Robbins deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Sugar Babes LLC in Covington, LA — $415K (2026) · Bonvenu Bank NA
- Program
- 7a General
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $311K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bonvenu Bank NA · Lender record →
Your business? Claim this record · Request removal
- SIENA CONES AND CAKES LLC in Round Rock, TX — $335K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $251K (75%)
- Approval → funding
- 64 days
- Approved
- 11/25/2025
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $372K
- Est. down payment (10%)
- $37K
- Est. cash at closing
- $50K
- Monthly payment
- $4,381
- Annual debt service
- $53K
- Cash flow needed (1.25×)
- $66K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- RehalCo LLC in Roseville, CA — $290K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $218K (75%)
- Approval → funding
- 89 days
- Approved
- 11/28/2025
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $322K
- Est. down payment (10%)
- $32K
- Est. cash at closing
- $43K
- Monthly payment
- $3,751
- Annual debt service
- $45K
- Cash flow needed (1.25×)
- $56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Valley Treats LLC in Moreno Valley, CA — $190K (2026) · Woori America Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Woori America Bank · Lender record →
Your business? Claim this record · Request removal
- Moses Lake Ice N Sno LLC in Moses Lake, WA — $120K (2026) · Washington Trust Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $60K (50%)
- Approval → funding
- 15 days
- Approved
- 12/18/2025
- First disbursed
- 1/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Washington Trust Bank · Lender record →
Your business? Claim this record · Request removal
- INDULGENT SCOOPZ LLC in Murrieta, CA — $70K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.49% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $60K (85%)
- Approval → funding
- 8 days
- Approved
- 11/25/2025
- First disbursed
- 12/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Daily Flavors LLC in Peoria, AZ — $520K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 124 months
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 11 days
- Approved
- 1/6/2025
- First disbursed
- 1/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- SOCOTRA, LLC in Hoover, AL — $500K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 60 days
- Approved
- 5/19/2025
- First disbursed
- 7/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- SHERAZI ENTERPRISES, INC. in Burke, VA — $480K (2025) · Live Oak Banking Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $240K (50%)
- Approved
- 7/28/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Sweet Bro Inc. in Centreville, VA — $450K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approved
- 5/15/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Baskin-Robbins in Colorado Springs, CO — $430K (2025) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $323K (75%)
- Approval → funding
- 56 days
- Approved
- 3/3/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $478K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $64K
- Monthly payment
- $5,564
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Plaza Scoops Inc in Pasadena, CA — $400K (2025) · Neighborhood National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 7 days
- Approved
- 1/27/2025
- First disbursed
- 2/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Neighborhood National Bank · Lender record →
Your business? Claim this record · Request removal
- Pramukh Cottage Hill, LLC in Mobile, AL — $300K (2025) · Commonwealth National Bank
- Program
- 7a General
- Rate at approval
- 8.5% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 124 days
- Approved
- 8/7/2025
- First disbursed
- 12/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Commonwealth National Bank
Your business? Claim this record · Request removal
- DMCM LLC in Tacoma, WA — $240K (2025) · Bank of America, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $120K (50%)
- Approval → funding
- 39 days
- Approved
- 7/10/2025
- First disbursed
- 8/18/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- OM Icecream, LLC in Lakeland, FL — $177K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $133K (75%)
- Approved
- 7/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- OM Icecream, LLC in Lakeland, FL — $25K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 7/29/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Baskin-Robbins in Colorado Springs, CO — $25K (2025) · purchase · United Community Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 56 days
- Approved
- 3/3/2025
- First disbursed
- 4/28/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Snack and Nonalcoholic Beverage Bars
If you were the buyer here
- Est. deal size
- $28K
- Est. down payment (10%)
- $3K
- Est. cash at closing
- $4K
- Monthly payment
- $323
- Annual debt service
- $4K
- Cash flow needed (1.25×)
- $5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Blackjack Diamonds LLC in Cypress, TX — $598K (2024) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $449K (75%)
- Approval → funding
- 43 days
- Approved
- 1/17/2024
- First disbursed
- 2/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- STRR FOODs LLC in Guilderland, NY — $543K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $407K (75%)
- Approval → funding
- 39 days
- Approved
- 2/8/2024
- First disbursed
- 3/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Baskin Robbins in Youngsville, LA — $499K (2024) · Gulf Coast Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $374K (75%)
- Approval → funding
- 67 days
- Approved
- 1/21/2024
- First disbursed
- 3/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Food Retailers
Funded by Gulf Coast Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Baskin-Robbins? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Baskin-Robbins businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Baskin-Robbins purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $250K typical Baskin-Robbins loan
- 0% failure rate (FY20–23)
- 43 lenders fund the brand
- 27 days typical to fund
Buyers researching a Baskin-Robbins typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.