Food & Restaurants · lender intelligence

How to finance a Beach Hut Deli

State:

The SBA 7(a) lenders funding the most Beach Hut Deli deals, ranked from public loan records — typical Beach Hut Deli loan about $444K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Beach Hut Deli

$444K

Typical loan

range $350K–$496K

$494K

Est. purchase price

≈ loan ÷ 90%

$66,043

Cash to close

$49,378 down + fees

$5,750/mo

Typical payment

~9.5% · 10yr

$79,350/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

Lenders competing

more = leverage

8.69%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Beach Hut Deli

Ranked by funded Beach Hut Deli loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.19 loans · $5M · Roseville, CAFull record →
2.29 loans · $28M · Quincy, CAFull record →
3.20 loans · $8M · Saint Petersburg, FLFull record →
4.13 loans · $18M · Roseburg, ORFull record →

4+ funded Beach Hut Deli deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Docnplay LLC in Citrus Heights, CA — $320K (2024) · Five Star Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
107 months
SBA guaranteed
$240K (75%)
Approval → funding
10 days
Approved
12/5/2023
First disbursed
12/15/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Five Star Bank · Lender record →
Your business? Claim this record · Request removal
Jags947 Inc. in Lincoln, CA — $496K (2023) · purchase · Plumas Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$372K (75%)
Approval → funding
21 days
Approved
5/15/2023
First disbursed
6/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$551K
Est. down payment (10%)
$55K
Est. cash at closing
$74K
Monthly payment
$6,555
Annual debt service
$79K
Cash flow needed (1.25×)
$98K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
BHD Tigard, LLC in Portland, OR — $444K (2021) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$400K (90%)
Approval → funding
22 days
Approved
7/12/2021
First disbursed
8/3/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$494K
Est. down payment (10%)
$49K
Est. cash at closing
$66K
Monthly payment
$4,934
Annual debt service
$59K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Pau Hana Time LLC in La Mesa, CA — $350K (2020) · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
62 months
SBA guaranteed
$263K (75%)
Approval → funding
169 days
Approved
11/13/2019
First disbursed
4/30/2020
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Beach Hut Deli? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Beach Hut Deli businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Beach Hut Deli purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Five Star Bank funds the most. CapBench is not a lender.

$444K typical Beach Hut Deli loan
4 lenders fund the brand
22 days typical to fund

Buyers researching a Beach Hut Deli typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Beach Hut Deli record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/beach-hut-deli
API:: https://www.capbench.com/api/public/lenders?franchise=beach-hut-deli
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.