Food & Restaurants · lender intelligence

How to finance a Bojangles'

State:

The SBA 7(a) lenders funding the most Bojangles' deals, ranked from public loan records — typical Bojangles' loan about $2.4M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Bojangles'

$2.35M

Typical loan

range $1.50M–$2.79M

$2.61M

Est. purchase price

≈ loan ÷ 90%

$359,955

Cash to close

$261,111 down + fees

$30,408/mo

Typical payment

~9.5% · 10yr

$419,630/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

33 days

Typical time to fund

Lenders competing

more = leverage

7.22%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Bojangles'

Ranked by funded Bojangles' loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.1,322 loans · $185M · Wilmington, DEFull record →
3.44 loans · $52M · Wallis, TXFull record →
4.128 loans · $40M · Wilmington, DEFull record →
5.13 loans · $4M · Dunmore, PAFull record →

9+ funded Bojangles' deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

BTT Investment LLC in Fort Worth, TX — $2.4M (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
312 mo (26 yrs)
SBA guaranteed
$1.8M (75%)
Approved
11/15/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Bojangles in Manor, TX — $2.9M (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
312 mo (26 yrs)
SBA guaranteed
$2.2M (75%)
Approval → funding
143 days
Approved
3/4/2025
First disbursed
7/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
138
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Southern Foodcraft, LLC in Lewisville, TX — $2.8M (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.45% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
108 days
Approved
3/4/2025
First disbursed
6/20/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
78
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
5910 Church Ave Corp. in Brooklyn, NY — $1.5M (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
13 days
Approved
8/13/2025
First disbursed
8/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
INTEGRITAS LLC in Frederick, MD — $2.7M (2023) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.8% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
12 days
Approved
9/23/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
56
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Copacetic Group, LLC in San Antonio, TX — $450K (2023) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
33 days
Approved
5/4/2023
First disbursed
6/6/2023
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
ABS NETWORK, LLC in Piscataway, NJ — $3.7M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
94 months
SBA guaranteed
$2.8M (75%)
Approval → funding
8 days
Approved
9/22/2022
First disbursed
9/30/2022
Loan status
Failed — $3.6M charged off (3/14/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
130
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$4.1M
Est. down payment (10%)
$411K
Est. cash at closing
$568K
Monthly payment
$53,102
Annual debt service
$637K
Cash flow needed (1.25×)
$797K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Murga LLC in Quakertown, PA — $1.9M (2021) · Fidelity Deposit and Discount Bank
Program
Preferred Lenders Program
Rate at approval
3.75% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$1.7M (90%)
Approval → funding
18 days
Approved
9/27/2021
First disbursed
10/15/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Fidelity Deposit and Discount Bank · Lender record →
Your business? Claim this record · Request removal
Mid Atlantic Chicken & Biscuits LLC in Sterling, VA — $1.0M (2020) · PNC Bank, National Association
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
123 months
SBA guaranteed
$760K (75%)
Approval → funding
291 days
Approved
1/14/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Bojangles'? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Bojangles' businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Bojangles' purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

$2.4M typical Bojangles' loan
5 lenders fund the brand
33 days typical to fund

Buyers researching a Bojangles' typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Bojangles' record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/bojangles
API:: https://www.capbench.com/api/public/lenders?franchise=bojangles
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.