Food & Restaurants · lender intelligence
How to finance a Bonchon in California
The SBA 7(a) lenders funding the most Bonchon deals in California, from public loan records — typical Bonchon loan about $762K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Bonchon in California
$1.24M
Typical loan
range $266K–$1.24M
$1.38M
Est. purchase price
≈ loan ÷ 90%
$189,233
Cash to close
$138,000 down + fees
$16,071/mo
Typical payment
~9.5% · 10yr
$221,780/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
36 days
Typical time to fund
2
Lenders competing
more = leverage
8.75%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bonchon in California
Ranked by funded Bonchon loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.46 loans · $47M · Asheville, NCFull record →
- 2.274 loans · $315M · Los Angeles, CAFull record →
2+ funded Bonchon in California deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Gambish Investment Group Inc. in Petaluma, CA — $1.2M (2023) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $932K (75%)
- Approval → funding
- 6 days
- Approved
- 9/27/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- AMS Bonchon Corporation in Newark, CA — $266K (2020) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 36 days
- Approved
- 2/24/2020
- First disbursed
- 3/31/2020
- Loan status
- Paid in full (2/28/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
Buying a Bonchon in California? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Bonchon loans with a California project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bonchon purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. HomeTrust Bank funds the most here. CapBench is not a lender.
- $762K typical Bonchon loan
- 2 lenders active in California
- 2+ funded California deals
- 36 days typical to fund
Buyers buying a Bonchon in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.