Food & Restaurants · lender intelligence
How to finance a Bonchon
The SBA 7(a) lenders funding the most Bonchon deals, ranked from public loan records — typical Bonchon loan about $762K, 0% failure rate across 34 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Bonchon
$762K
Typical loan
range $285K–$1.00M
$847K
Est. purchase price
≈ loan ÷ 90%
$116,100
Cash to close
$84,667 down + fees
$9,860/mo
Typical payment
~9.5% · 10yr
$136,068/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
23 days
Typical time to fund
23
Lenders competing
more = leverage
8.7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Bonchon
Ranked by funded Bonchon loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.242 loans · $281M · Chicago, ILFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.46 loans · $85M · Salt Lake City, UTFull record →
- 4.11 loans · $7M · Flushing, NYFull record →
- 5.40 loans · $42M · Englewood Cliffs, NJFull record →
- 6.149 loans · $135M · Mukwonago, WIFull record →
- 7.1,296 loans · $1.4B · Wilmington, NCFull record →
- 8.62 loans · $34M · Winter Haven, FLFull record →
- 9.2 loans · $0M · Storm Lake, IAFull record →
- 10.31 loans · $44M · Passaic, NJFull record →
- 11.78 loans · $79M · New Orleans, LAFull record →
- 12.46 loans · $47M · Asheville, NCFull record →
- 13.38 loans · $26M · Richmond City, VAFull record →
- 14.18 loans · $20M · Fort Lee, NJFull record →
- 15.1 loans · $1M · Raton, NMFull record →
- 16.61 loans · $67M · Los Angeles, CAFull record →
- 17.105 loans · $72M · Wilmington, DEFull record →
- 18.274 loans · $315M · Los Angeles, CAFull record →
- 19.60 loans · $40M · Clayton, MOFull record →
- 20.139 loans · $102M · Los Angeles, CAFull record →
- 21.105 loans · $164M · Brookline, MAFull record →
- 22.1,025 loans · $292M · Berkeley Heights, NJFull record →
34+ funded Bonchon deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Skokie BC Inc. in Skokie, IL — $1.0M (2026) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $754K (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $112K
- Est. cash at closing
- $153K
- Monthly payment
- $13,004
- Annual debt service
- $156K
- Cash flow needed (1.25×)
- $195K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- NT GROUP ENTERPRISE INC in West Des Moines, IA — $901K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 124 months
- SBA guaranteed
- $676K (75%)
- Approval → funding
- 57 days
- Approved
- 12/4/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Kyromina LLC in Wesley Chapel, FL — $300K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 21 days
- Approved
- 12/8/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
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- HUMSPICE INC. in Melrose Park, IL — $1.5M (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $1.1M (75%)
- Approved
- 12/23/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Crews Collaborations LLC in Gainesville, FL — $1.3M (2025) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 129 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 113 days
- Approved
- 6/30/2025
- First disbursed
- 10/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- KOCHALOS HOLDINGS, LLC in Doral, FL — $1.1M (2025) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 129 months
- SBA guaranteed
- $794K (75%)
- Approval → funding
- 21 days
- Approved
- 11/26/2024
- First disbursed
- 12/17/2024
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Valley National Bank · Lender record →
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- Fischer Hospitality Consulting, LLC in Smyrna, GA — $882K (2025) · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $662K (75%)
- Approval → funding
- 17 days
- Approved
- 9/12/2025
- First disbursed
- 9/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- EMRE RESTAURANT GROUP LLC in Rogers, AR — $829K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $621K (75%)
- Approval → funding
- 53 days
- Approved
- 4/11/2025
- First disbursed
- 6/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Lola Foods Franchise LLC in Jonesboro, AR — $799K (2025) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 124 months
- SBA guaranteed
- $599K (75%)
- Approved
- 12/26/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
- EV Kitchen LLC in Worcester, MA — $762K (2025) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 129 months
- SBA guaranteed
- $572K (75%)
- Approval → funding
- 55 days
- Approved
- 6/5/2025
- First disbursed
- 7/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- HUMSPICE INC. in Melrose Park, IL — $100K (2025) · Byline Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 12/23/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- EMRE RESTAURANT GROUP LLC in Rogers, AR — $75K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $38K (50%)
- Approved
- 4/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- HUMSPICE INC. in Chicago, IL — $1.8M (2024) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 9/27/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Kokolettes LLC in Orlando, FL — $621K (2024) · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $466K (75%)
- Approval → funding
- 14 days
- Approved
- 2/23/2024
- First disbursed
- 3/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
- ANNCON L.L.C in Troy, MI — $280K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 23 days
- Approved
- 6/26/2024
- First disbursed
- 7/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Gambish Investment Group Inc. in Petaluma, CA — $1.2M (2023) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $932K (75%)
- Approval → funding
- 6 days
- Approved
- 9/27/2023
- First disbursed
- 10/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- Dosi, LLC in Waldorf, MD — $1.1M (2023) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $821K (75%)
- Approval → funding
- 16 days
- Approved
- 8/26/2023
- First disbursed
- 9/11/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- MPS I LLC in Webster, TX — $1.1M (2023) · Milestone Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $819K (75%)
- Approval → funding
- 34 days
- Approved
- 5/2/2023
- First disbursed
- 6/5/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
- BHATIA SISTERS LLC in Tempe, AZ — $700K (2023) · InBank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 11 days
- Approved
- 7/20/2023
- First disbursed
- 7/31/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by InBank · Lender record →
Your business? Claim this record · Request removal
- Korean Cuisine New York Inc. in White Plains, NY — $475K (2023) · New Millennium Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $356K (75%)
- Approval → funding
- 17 days
- Approved
- 4/4/2023
- First disbursed
- 4/21/2023
- Loan status
- Paid in full (1/31/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Bonchon? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Bonchon businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Bonchon purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Byline Bank funds the most. CapBench is not a lender.
- $762K typical Bonchon loan
- 0% failure rate (FY20–23)
- 23 lenders fund the brand
- 23 days typical to fund
Buyers researching a Bonchon typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.