Hotels & Lodging · lender intelligence
How to finance a Budgetel in Alabama
The SBA 7(a) lenders funding the most Budgetel deals in Alabama, from public loan records — typical Budgetel loan about $2.1M. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Budgetel in Alabama
$2.19M
Typical loan
range $2.13M–$2.70M
$2.43M
Est. purchase price
≈ loan ÷ 90%
$334,969
Cash to close
$243,111 down + fees
$28,312/mo
Typical payment
~9.5% · 10yr
$390,706/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
27 days
Typical time to fund
3
Lenders competing
more = leverage
8.08%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Budgetel in Alabama
Ranked by funded Budgetel loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.98 loans · $309M · Las Vegas, NVFull record →
- 2.46 loans · $47M · Asheville, NCFull record →
- 3.9 loans · $10M · Garden City Park, NYFull record →
3+ funded Budgetel in Alabama deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- KMS MOTEL LLC in Phenix City, AL — $2.1M (2024) · purchase · Hanover Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 57 days
- Approved
- 1/30/2024
- First disbursed
- 3/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $2.4M
- Est. down payment (10%)
- $236K
- Est. cash at closing
- $325K
- Monthly payment
- $19,686
- Annual debt service
- $236K
- Cash flow needed (1.25×)
- $295K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
- Alrahman LLC in Montgomery, AL — $2.7M (2023) · purchase · GBank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.0M (75%)
- Approval → funding
- 7 days
- Approved
- 1/20/2023
- First disbursed
- 1/27/2023
- Loan status
- Paid in full (8/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Hotels (except Casino Hotels) and Motels
If you were the buyer here
- Est. deal size
- $3.0M
- Est. down payment (10%)
- $300K
- Est. cash at closing
- $414K
- Monthly payment
- $22,198
- Annual debt service
- $266K
- Cash flow needed (1.25×)
- $333K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
- Messer Airport Hotel LLC in Birmingham, AL — $2.2M (2020) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 27 days
- Approved
- 8/28/2020
- First disbursed
- 9/24/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Hotels (except Casino Hotels) and Motels
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Budgetel in Alabama? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Budgetel loans with a Alabama project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Budgetel purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. GBank funds the most here. CapBench is not a lender.
- $2.1M typical Budgetel loan
- 3 lenders active in Alabama
- 3+ funded Alabama deals
- 27 days typical to fund
Buyers buying a Budgetel in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.