Hotels & Lodging · lender intelligence

How to finance a Budgetel

State:

The SBA 7(a) lenders funding the most Budgetel deals, ranked from public loan records — typical Budgetel loan about $2.1M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Budgetel

$2.13M

Typical loan

range $1.70M–$2.52M

$2.36M

Est. purchase price

≈ loan ÷ 90%

$325,252

Cash to close

$236,111 down + fees

$27,497/mo

Typical payment

~9.5% · 10yr

$379,459/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

27 days

Typical time to fund

Lenders competing

more = leverage

6.42%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Budgetel

Ranked by funded Budgetel loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2 loans · $0M · Chatsworth, GAFull record →
2.44 loans · $52M · Wallis, TXFull record →
3.98 loans · $309M · Las Vegas, NVFull record →
4.46 loans · $47M · Asheville, NCFull record →
5.9 loans · $10M · Garden City Park, NYFull record →
6.4 loans · $7M · Lawrenceville, GAFull record →
7.1 loans · $2M · Manhattan, KSFull record →

9+ funded Budgetel deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

KMS MOTEL LLC in Phenix City, AL — $2.1M (2024) · purchase · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
57 days
Approved
1/30/2024
First disbursed
3/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$236K
Est. cash at closing
$325K
Monthly payment
$19,686
Annual debt service
$236K
Cash flow needed (1.25×)
$295K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Alrahman LLC in Montgomery, AL — $2.7M (2023) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
7 days
Approved
1/20/2023
First disbursed
1/27/2023
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$300K
Est. cash at closing
$414K
Monthly payment
$22,198
Annual debt service
$266K
Cash flow needed (1.25×)
$333K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Oum Shree Ram LLC in Hearne, TX — $2.0M (2022) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
27 days
Approved
7/6/2022
First disbursed
8/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
KTP Investments Fulton LLC in Atlanta, GA — $4.3M (2021) · First National Community Bank
Program
7a General
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (41%)
Approval → funding
26 days
Approved
1/6/2021
First disbursed
2/1/2021
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by First National Community Bank · Lender record →
Your business? Claim this record · Request removal
Columbus Lodge, LLC in Peachtree Corners, GA — $2.5M (2021) · Embassy National Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (90%)
Approval → funding
25 days
Approved
8/23/2021
First disbursed
9/17/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Embassy National Bank · Lender record →
Your business? Claim this record · Request removal
Jay Yogeshwer, LLC in Fort Scott, KS — $478K (2021) · Landmark National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
240 mo (20 yrs)
SBA guaranteed
$430K (90%)
Approval → funding
31 days
Approved
9/24/2021
First disbursed
10/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Landmark National Bank · Lender record →
Your business? Claim this record · Request removal
Messer Airport Hotel LLC in Birmingham, AL — $2.2M (2020) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
240 mo (20 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
27 days
Approved
8/28/2020
First disbursed
9/24/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
S&A Lodge, LLC in Gainesville, GA — $1.7M (2020) · purchase · First National Community Bank
Program
7a General
Rate at approval
6.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
93 days
Approved
1/28/2020
First disbursed
4/30/2020
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$11,479
Annual debt service
$138K
Cash flow needed (1.25×)
$172K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Community Bank · Lender record →
Your business? Claim this record · Request removal
Sparsh Hospitality, LLC in Augusta, GA — $1.6M (2020) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
12 days
Approved
9/18/2020
First disbursed
9/30/2020
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Budgetel? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Budgetel businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Budgetel purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First National Community Bank funds the most. CapBench is not a lender.

$2.1M typical Budgetel loan
7 lenders fund the brand
27 days typical to fund

Buyers researching a Budgetel typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Budgetel record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/budgetel
API:: https://www.capbench.com/api/public/lenders?franchise=budgetel
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.