Budgetel, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0268)

9 deals since 2020 · typical deal $2.1M

Deals since 2020

$2.1M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Budgetel has 9 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Budgetel

Most Budgetel deals financed between $1.70M and $2.52M. Above $2.52M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.13M

Monthly payment (10-yr): $27,789
Down payment (10%): $236K
Cash to close (all-in): $325K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$325K)

Experience

Recent financings

KMS MOTEL LLC in Phenix City, AL — $2.1M (2024) · purchase · Hanover Community Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
57 days
Approved
1/30/2024
First disbursed
3/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$236K
Est. cash at closing
$325K
Monthly payment
$19,686
Annual debt service
$236K
Cash flow needed (1.25×)
$295K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanover Community Bank · Lender record →
Your business? Claim this record · Request removal
Alrahman LLC in Montgomery, AL — $2.7M (2023) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
7 days
Approved
1/20/2023
First disbursed
1/27/2023
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$300K
Est. cash at closing
$414K
Monthly payment
$22,198
Annual debt service
$266K
Cash flow needed (1.25×)
$333K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Oum Shree Ram LLC in Hearne, TX — $2.0M (2022) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
27 days
Approved
7/6/2022
First disbursed
8/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
13
Business age
Existing or more than 2 years old
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
KTP Investments Fulton LLC in Atlanta, GA — $4.3M (2021) · First National Community Bank
Program
7a General
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.8M (41%)
Approval → funding
26 days
Approved
1/6/2021
First disbursed
2/1/2021
Loan status
Paid in full (6/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by First National Community Bank · Lender record →
Your business? Claim this record · Request removal
Columbus Lodge, LLC in Peachtree Corners, GA — $2.5M (2021) · Embassy National Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (90%)
Approval → funding
25 days
Approved
8/23/2021
First disbursed
9/17/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Embassy National Bank · Lender record →
Your business? Claim this record · Request removal
Jay Yogeshwer, LLC in Fort Scott, KS — $478K (2021) · Landmark National Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
240 mo (20 yrs)
SBA guaranteed
$430K (90%)
Approval → funding
31 days
Approved
9/24/2021
First disbursed
10/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Landmark National Bank · Lender record →
Your business? Claim this record · Request removal
Messer Airport Hotel LLC in Birmingham, AL — $2.2M (2020) · HomeTrust Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
240 mo (20 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
27 days
Approved
8/28/2020
First disbursed
9/24/2020
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
S&A Lodge, LLC in Gainesville, GA — $1.7M (2020) · purchase · First National Community Bank
Program
7a General
Rate at approval
6.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
93 days
Approved
1/28/2020
First disbursed
4/30/2020
Loan status
Paid in full (7/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$189K
Est. cash at closing
$260K
Monthly payment
$11,479
Annual debt service
$138K
Cash flow needed (1.25×)
$172K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Community Bank · Lender record →
Your business? Claim this record · Request removal
Sparsh Hospitality, LLC in Augusta, GA — $1.6M (2020) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
12 days
Approved
9/18/2020
First disbursed
9/30/2020
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
New Business or 2 years or less
Industry
Hotels (except Casino Hotels) and Motels
Funded by Wallis Bank · Lender record →
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Who funds Budgetel — and where

Every dot is a financed Budgetel — 9 mapped.

Financed Budgetel locations — list all 9 as text

KTP Investments Fulton LLC — Atlanta · $4.3M · FY2021 · Hotels (except Casino Hotels) and Motels
Alrahman LLC — Montgomery · $2.7M · FY2023 · Hotels (except Casino Hotels) and Motels
Messer Airport Hotel LLC — Birmingham · $2.2M · FY2020 · Hotels (except Casino Hotels) and Motels
Sparsh Hospitality, LLC — Augusta · $1.6M · FY2020 · Hotels (except Casino Hotels) and Motels
Oum Shree Ram LLC — Hearne · $2.0M · FY2022 · Hotels (except Casino Hotels) and Motels
KMS MOTEL LLC — Phenix City · $2.1M · FY2024 · Hotels (except Casino Hotels) and Motels
S&A Lodge, LLC — Gainesville · $1.7M · FY2020 · Hotels (except Casino Hotels) and Motels
Columbus Lodge, LLC — Peachtree Corners · $2.5M · FY2021 · Hotels (except Casino Hotels) and Motels
Jay Yogeshwer, LLC — Fort Scott · $478K · FY2021 · Hotels (except Casino Hotels) and Motels

Top lenders for this brand

Most active states

1.Georgia (4 loans)
2.Alabama (3 loans)
3.Texas (1 loans)
4.Kansas (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Budgetel 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Budgetel lending specialist.

Common questions

How much does a Budgetel cost to buy or open?

The typical deal for Budgetel is $2.1M across 9 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $234K of buyer cash on a typical deal.

How risky is Budgetel?

Budgetel has 9 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Budgetel with an SBA loan?

Yes — Budgetel has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Budgetel franchise

Most Budgetel buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Budgetel deal financed for $2.1M, which points to about $234K of buyer cash on a typical purchase. Budgetel is listed in the SBA Franchise Directory (identifier S0268), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Budgetel — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Budgetel — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Budgetel — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Budgetel is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

9 SBA 7(a) deals since 2020
$2.1M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0268)
Top lenders: First National Community Bank, Wallis Bank, GBank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/budgetel
API:: https://www.capbench.com/api/public/franchises/budgetel
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Budgetel.