Food & Restaurants · lender intelligence
How to finance a Charleys Philly Steaks in Georgia
The SBA 7(a) lenders funding the most Charleys Philly Steaks deals in Georgia, from public loan records — typical Charleys Philly Steaks loan about $425K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Charleys Philly Steaks in Georgia
$746K
Typical loan
range $515K–$746K
$828K
Est. purchase price
≈ loan ÷ 90%
$113,585
Cash to close
$82,833 down + fees
$9,647/mo
Typical payment
~9.5% · 10yr
$133,129/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
73 days
Typical time to fund
2
Lenders competing
more = leverage
10.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Charleys Philly Steaks in Georgia
Ranked by funded Charleys Philly Steaks loans in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.4 loans · $3M · Atlanta, GAFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
3+ funded Charleys Philly Steaks in Georgia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MURSAL FOODS INC in Monroe, GA — $746K (2024) · Georgia's Own Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 129 months
- SBA guaranteed
- $559K (75%)
- Approved
- 7/25/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Georgia's Own Credit Union · Lender record →
Your business? Claim this record · Request removal
- MURSAL FOODS INC in Monroe, GA — $746K (2024) · Georgia's Own Credit Union
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 129 months
- SBA guaranteed
- $559K (75%)
- Approval → funding
- 73 days
- Approved
- 8/26/2024
- First disbursed
- 11/7/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Georgia's Own Credit Union · Lender record →
Your business? Claim this record · Request removal
- Hillard Dining, LLC in Warner Robins, GA — $515K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 125 months
- SBA guaranteed
- $386K (75%)
- Approval → funding
- 21 days
- Approved
- 9/1/2023
- First disbursed
- 9/22/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Buying a Charleys Philly Steaks in Georgia? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Charleys Philly Steaks loans with a Georgia project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Charleys Philly Steaks purchase in Georgia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Georgia deals. Georgia's Own Credit Union funds the most here. CapBench is not a lender.
- $425K typical Charleys Philly Steaks loan
- 2 lenders active in Georgia
- 3+ funded Georgia deals
- 73 days typical to fund
Buyers buying a Charleys Philly Steaks in Georgia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.