Food & Restaurants · lender intelligence
How to finance a Charleys Philly Steaks in Ohio
The SBA 7(a) lenders funding the most Charleys Philly Steaks deals in Ohio, from public loan records — typical Charleys Philly Steaks loan about $425K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Charleys Philly Steaks in Ohio
$646K
Typical loan
range $50K–$1.41M
$717K
Est. purchase price
≈ loan ÷ 90%
$95,929
Cash to close
$71,722 down + fees
$8,353/mo
Typical payment
~9.5% · 10yr
$115,271/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
56 days
Typical time to fund
3
Lenders competing
more = leverage
6.05%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Charleys Philly Steaks in Ohio
Ranked by funded Charleys Philly Steaks loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.1 loans · $0M · St. Louis, MOFull record →
- 2.328 loans · $134M · Cleveland, OHFull record →
3+ funded Charleys Philly Steaks in Ohio deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Charleys Philly Steaks in Cleveland, OH — $1.4M (2022) · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 305 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 23 days
- Approved
- 2/23/2022
- First disbursed
- 3/18/2022
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- TJ Dining Corp in Cincinnati, OH — $646K (2022) · Wright Patt Credit Union Inc
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $484K (75%)
- Approval → funding
- 56 days
- Approved
- 10/19/2021
- First disbursed
- 12/14/2021
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Wright Patt Credit Union Inc
Your business? Claim this record · Request removal
- Union Investment Group LLC in Lakewood, OH — $50K (2022) · KeyBank National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.15% variable
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 3/21/2022
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Charleys Philly Steaks in Ohio? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Charleys Philly Steaks loans with a Ohio project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Charleys Philly Steaks purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. First Bank funds the most here. CapBench is not a lender.
- $425K typical Charleys Philly Steaks loan
- 3 lenders active in Ohio
- 3+ funded Ohio deals
- 56 days typical to fund
Buyers buying a Charleys Philly Steaks in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.