Food & Restaurants · lender intelligence
How to finance a Charleys Philly Steaks in Pennsylvania
The SBA 7(a) lenders funding the most Charleys Philly Steaks deals in Pennsylvania, from public loan records — typical Charleys Philly Steaks loan about $425K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Charleys Philly Steaks in Pennsylvania
$490K
Typical loan
range $443K–$570K
$544K
Est. purchase price
≈ loan ÷ 90%
$72,819
Cash to close
$54,444 down + fees
$6,340/mo
Typical payment
~9.5% · 10yr
$87,492/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
5 days
Typical time to fund
2
Lenders competing
more = leverage
9.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Charleys Philly Steaks in Pennsylvania
Ranked by funded Charleys Philly Steaks loans in Pennsylvania. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.62 loans · $21M · Saint Cloud, MNFull record →
4+ funded Charleys Philly Steaks in Pennsylvania deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- WINTER LEAF OF PHILLY LLC in Wyncote, PA — $490K (2024) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 124 months
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 5 days
- Approved
- 1/13/2024
- First disbursed
- 1/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 50
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- WINTER LEAF OF PHILLY LLC in Philadelphia, PA — $443K (2024) · Stearns Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 124 months
- SBA guaranteed
- $332K (75%)
- Approval → funding
- 3 days
- Approved
- 9/24/2024
- First disbursed
- 9/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Biumy Enterprises II Inc in North Versailles, PA — $570K (2022) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $428K (75%)
- Approval → funding
- 1 days
- Approved
- 9/22/2022
- First disbursed
- 9/23/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Biumy Enterprises II Inc in North Versailles, PA — $25K (2022) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 13 days
- Approved
- 9/22/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 29
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Charleys Philly Steaks in Pennsylvania? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Charleys Philly Steaks loans with a Pennsylvania project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Charleys Philly Steaks purchase in Pennsylvania with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Pennsylvania deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $425K typical Charleys Philly Steaks loan
- 2 lenders active in Pennsylvania
- 4+ funded Pennsylvania deals
- 5 days typical to fund
Buyers buying a Charleys Philly Steaks in Pennsylvania typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.