Food & Restaurants · lender intelligence
How to finance a Cinnaholic in Texas
The SBA 7(a) lenders funding the most Cinnaholic deals in Texas, from public loan records — typical Cinnaholic loan about $300K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Cinnaholic in Texas
$317K
Typical loan
range $236K–$408K
$352K
Est. purchase price
≈ loan ÷ 90%
$47,110
Cash to close
$35,222 down + fees
$4,367/mo
Typical payment
~11% · 10yr
$60,265/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
49 days
Typical time to fund
10
Lenders competing
more = leverage
8.38%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Cinnaholic in Texas
Ranked by funded Cinnaholic loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.6 loans · $5M · San Antonio, TXFull record →
- 3.104 loans · $100M · Portsmouth, VAFull record →
- 4.149 loans · $135M · Mukwonago, WIFull record →
- 5.38 loans · $21M · San Antonio, TXFull record →
- 6.5 loans · $4M · Houston, TXFull record →
- 7.60 loans · $40M · Clayton, MOFull record →
- 8.318 loans · $229M · Osage Beach, MOFull record →
- 9.17 loans · $29M · Tappahannock, VAFull record →
15+ funded Cinnaholic in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Prettydawg Inc. in Waxahachie, TX — $502K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 124 months
- SBA guaranteed
- $377K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Citizens Bank · Lender record →
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- R&L LLC in Odessa, TX — $305K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $229K (75%)
- Approval → funding
- 142 days
- Approved
- 12/2/2023
- First disbursed
- 4/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- R&L LLC in Odessa, TX — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 307 days
- Approved
- 12/2/2023
- First disbursed
- 10/4/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- CINNAHOLIC in Edinburg, TX — $276K (2023) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $207K (75%)
- Approval → funding
- 13 days
- Approved
- 1/24/2023
- First disbursed
- 2/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Brooks Rolls & More LLC in Irving, TX — $250K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approval → funding
- 2 days
- Approved
- 4/4/2023
- First disbursed
- 4/6/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Brooks Rolls & More LLC in Irving, TX — $30K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approved
- 4/4/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 41
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Sweet Rolls ATX, Inc. in Austin, TX — $456K (2022) · Primis Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $342K (75%)
- Approval → funding
- 49 days
- Approved
- 1/21/2022
- First disbursed
- 3/11/2022
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Primis Bank · Lender record →
Your business? Claim this record · Request removal
- ALMH LLC in Richmond, TX — $416K (2022) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $312K (75%)
- Approval → funding
- 9 days
- Approved
- 9/26/2022
- First disbursed
- 10/5/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Moton Heritage LLC in Conroe, TX — $408K (2022) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 124 months
- SBA guaranteed
- $306K (75%)
- Approval → funding
- 21 days
- Approved
- 1/10/2022
- First disbursed
- 1/31/2022
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
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- Sweet Rolls Alamo Ranch LLC in San Antonio, TX — $388K (2022) · Broadway National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $291K (75%)
- Approval → funding
- 14 days
- Approved
- 9/21/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Retailers
Funded by Broadway National Bank · Lender record →
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- J&J Journey LLC in Mansfield, TX — $225K (2021) · Frost Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 273 days
- Approved
- 12/4/2020
- First disbursed
- 9/3/2021
- Loan status
- Paid in full (2/28/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Baked Goods Stores
Funded by Frost Bank · Lender record →
Your business? Claim this record · Request removal
- Dallas Gourmet Rolls LLC in Addison, TX — $327K (2020) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 124 months
- SBA guaranteed
- $245K (75%)
- Approval → funding
- 25 days
- Approved
- 4/5/2020
- First disbursed
- 4/30/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Dallas Gourmet Rolls LLC in Addison, TX — $327K (2020) · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 124 months
- SBA guaranteed
- $245K (75%)
- Approved
- 4/5/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Retra Family Investments, LLC in Mckinney, TX — $317K (2020) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 73 months
- SBA guaranteed
- $238K (75%)
- Approval → funding
- 144 days
- Approved
- 10/8/2019
- First disbursed
- 2/29/2020
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Sweet Rolls SA, LLC in San Antonio, TX — $236K (2020) · Broadway National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $177K (75%)
- Approval → funding
- 129 days
- Approved
- 10/23/2019
- First disbursed
- 2/29/2020
- Loan status
- Paid in full (10/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Broadway National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Cinnaholic in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Cinnaholic loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Cinnaholic purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $300K typical Cinnaholic loan
- 10 lenders active in Texas
- 15+ funded Texas deals
- 49 days typical to fund
Buyers buying a Cinnaholic in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.