Fitness & Recreation · lender intelligence

How to finance a CITYROW

State:

The SBA 7(a) lenders funding the most CITYROW deals, ranked from public loan records — typical CITYROW loan about $283K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance CITYROW

$283K

Typical loan

range $198K–$342K

$314K

Est. purchase price

≈ loan ÷ 90%

$42,057

Cash to close

$31,444 down + fees

$3,898/mo

Typical payment

~11% · 10yr

$53,792/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

6.92%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CITYROW

Ranked by funded CITYROW loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.62 loans · $21M · Saint Cloud, MNFull record →

3+ funded CITYROW deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Crew One LLC in Westlake Village, CA — $342K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$256K (75%)
Approval → funding
19 days
Approved
1/12/2020
First disbursed
1/31/2020
Loan status
Paid in full (11/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Individual
Jobs supported
26
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
KOHOUT HOLDINGS, L.L.C. in Waukee, IA — $283K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
123 months
SBA guaranteed
$212K (75%)
Approval → funding
21 days
Approved
3/10/2020
First disbursed
3/31/2020
Loan status
Paid in full (11/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
CR Fitness Venture, Inc. in Oakdale, NY — $198K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$149K (75%)
Approval → funding
15 days
Approved
1/16/2020
First disbursed
1/31/2020
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Fitness and Recreational Sports Centers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a CITYROW? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to CITYROW businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CITYROW purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Stearns Bank National Association funds the most. CapBench is not a lender.

$283K typical CITYROW loan
2 lenders fund the brand
19 days typical to fund

Buyers researching a CITYROW typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker CITYROW record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/cityrow
API:: https://www.capbench.com/api/public/lenders?franchise=cityrow
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.