Retail & Shops · lender intelligence
How to finance a Clothes Mentor in Texas
The SBA 7(a) lenders funding the most Clothes Mentor deals in Texas, from public loan records — typical Clothes Mentor loan about $286K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Clothes Mentor in Texas
$349K
Typical loan
range $295K–$491K
$388K
Est. purchase price
≈ loan ÷ 90%
$51,866
Cash to close
$38,778 down + fees
$4,807/mo
Typical payment
~11% · 10yr
$66,337/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
4
Lenders competing
more = leverage
10.12%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Clothes Mentor in Texas
Ranked by funded Clothes Mentor loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.60 loans · $40M · Clayton, MOFull record →
- 2.1,296 loans · $1.4B · Wilmington, NCFull record →
- 3.149 loans · $135M · Mukwonago, WIFull record →
- 4.20 loans · $8M · Saint Petersburg, FLFull record →
4+ funded Clothes Mentor in Texas deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- A New Outlook Company in Richardson, TX — $295K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 122 months
- SBA guaranteed
- $221K (75%)
- Approved
- 1/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- Clothes Mentor in Plano, TX — $349K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 62 days
- Approved
- 5/23/2025
- First disbursed
- 7/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- MJ2C Enterprises, LLC in Tyler, TX — $286K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $215K (75%)
- Approval → funding
- 15 days
- Approved
- 9/15/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- JCW Apparel LLC in Mckinney, TX — $491K (2023) · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 11 days
- Approved
- 2/23/2023
- First disbursed
- 3/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Clothes Mentor in Texas? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Clothes Mentor loans with a Texas project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Clothes Mentor purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Midwest Regional Bank funds the most here. CapBench is not a lender.
- $286K typical Clothes Mentor loan
- 4 lenders active in Texas
- 4+ funded Texas deals
- 15 days typical to fund
Buyers buying a Clothes Mentor in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.