Retail & Shops · lender intelligence
How to finance a Clothes Mentor
The SBA 7(a) lenders funding the most Clothes Mentor deals, ranked from public loan records — typical Clothes Mentor loan about $286K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Clothes Mentor
$286K
Typical loan
range $50K–$350K
$318K
Est. purchase price
≈ loan ÷ 90%
$42,503
Cash to close
$31,778 down + fees
$3,940/mo
Typical payment
~11% · 10yr
$54,372/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
15 days
Typical time to fund
9
Lenders competing
more = leverage
8.16%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Clothes Mentor
Ranked by funded Clothes Mentor loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.23 loans · $18M · Saint Paul, MNFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.60 loans · $40M · Clayton, MOFull record →
- 4.1,296 loans · $1.4B · Wilmington, NCFull record →
- 5.20 loans · $8M · Saint Petersburg, FLFull record →
- 6.3 loans · $1M · Saint Francis, MNFull record →
- 7.23 loans · $21M · Greenwood Village, COFull record →
15+ funded Clothes Mentor deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- A New Outlook Company in Richardson, TX — $295K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 122 months
- SBA guaranteed
- $221K (75%)
- Approved
- 1/12/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- SweatFamily LLC in Lexington, KY — $415K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $311K (75%)
- Approval → funding
- 31 days
- Approved
- 4/29/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Clothing and Clothing Accessories Retailers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Era of Change Inc. in Roswell, GA — $349K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.74% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 21 days
- Approved
- 9/30/2025
- First disbursed
- 10/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Clothes Mentor in Plano, TX — $349K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 62 days
- Approved
- 5/23/2025
- First disbursed
- 7/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- MJ2C Enterprises, LLC in Tyler, TX — $286K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $215K (75%)
- Approval → funding
- 15 days
- Approved
- 9/15/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- TAHWAH ENTERPISES, INC. in Waldorf, MD — $182K (2024) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $136K (75%)
- Approval → funding
- 23 days
- Approved
- 11/6/2023
- First disbursed
- 11/29/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Clothing and Clothing Accessories Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- JCW Apparel LLC in Mckinney, TX — $491K (2023) · Midwest Regional Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $368K (75%)
- Approval → funding
- 11 days
- Approved
- 2/23/2023
- First disbursed
- 3/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Women's Clothing Stores
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Stylish Chic LLC in Coon Rapids, MN — $392K (2022) · purchase · Village Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $294K (75%)
- Approval → funding
- 2 days
- Approved
- 6/22/2022
- First disbursed
- 6/24/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Used Merchandise Stores
If you were the buyer here
- Est. deal size
- $435K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $58K
- Monthly payment
- $4,346
- Annual debt service
- $52K
- Cash flow needed (1.25×)
- $65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Village Bank · Lender record →
Your business? Claim this record · Request removal
- LAST Enterprises LLC in Overland Park, KS — $350K (2022) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.45% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 0 days
- Approved
- 7/27/2022
- First disbursed
- 7/27/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Other Computer Related Services
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
- Renewed LLC in Burnsville, MN — $228K (2022) · Sunrise Banks National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $171K (75%)
- Approval → funding
- 8 days
- Approved
- 4/26/2022
- First disbursed
- 5/4/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by Sunrise Banks National Association · Lender record →
Your business? Claim this record · Request removal
- Jeans Washington LLC in Maple Grove, MN — $176K (2022) · Sunrise Banks National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $132K (75%)
- Approval → funding
- 15 days
- Approved
- 9/20/2022
- First disbursed
- 10/5/2022
- Loan status
- Paid in full (6/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Stores
Funded by Sunrise Banks National Association · Lender record →
Your business? Claim this record · Request removal
- SAPPHIRE ROSE ENTERPRISES, LLC in Peoria, AZ — $40K (2022) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.99% fixed
- Term
- 18 months
- SBA guaranteed
- $20K (50%)
- Approval → funding
- 12 days
- Approved
- 3/16/2022
- First disbursed
- 3/28/2022
- Loan status
- Failed — $22K charged off (11/18/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Women's Clothing Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Renewed LLC in Burnsville, MN — $25K (2022) · Sunrise Banks National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 4/26/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 28
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Retailers
Funded by Sunrise Banks National Association · Lender record →
Your business? Claim this record · Request removal
- Jeans Washington LLC in Maple Grove, MN — $25K (2022) · Sunrise Banks National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 9/20/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Used Merchandise Stores
Funded by Sunrise Banks National Association · Lender record →
Your business? Claim this record · Request removal
- SAPPHIRE ROSE ENTERPRISES, LLC in Peoria, AZ — $50K (2021) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 6.99% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $38K (75%)
- Approved
- 9/10/2021
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- New Business or 2 years or less
- Industry
- Women's Clothing Stores
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Clothes Mentor? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Clothes Mentor businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Clothes Mentor purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Sunrise Banks National Association funds the most. CapBench is not a lender.
- $286K typical Clothes Mentor loan
- 9 lenders fund the brand
- 15 days typical to fund
Buyers researching a Clothes Mentor typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.