Food & Restaurants · lender intelligence

How to finance a Crumbl in Missouri

State:

Alabama (7)Alaska (1)Arizona (2)Arkansas (4)California (33)Colorado (3)Connecticut (2)Delaware (2)Florida (28)Georgia (19)Idaho (6)Illinois (6)

The SBA 7(a) lenders funding the most Crumbl deals in Missouri, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in Missouri

$500K

Typical loan

range $340K–$644K

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

7.36%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in Missouri

Ranked by funded Crumbl loans in Missouri. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1 loans · $0M · Saint Louis, MOFull record →
2.60 loans · $40M · Clayton, MOFull record →
3.168 loans · $205M · Fishers, INFull record →

7+ funded Crumbl in Missouri deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

GBMB1, LLC in Saint Charles, MO — $646K (2024) · St. Louis Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
126 months
SBA guaranteed
$485K (75%)
Approval → funding
14 days
Approved
2/23/2024
First disbursed
3/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
61
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
GBMB1, LLC in Arnold, MO — $644K (2023) · St. Louis Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
122 months
SBA guaranteed
$483K (75%)
Approval → funding
26 days
Approved
5/10/2023
First disbursed
6/5/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Retailers
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
Jensen Family LLC in Joplin, MO — $525K (2022) · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$394K (75%)
Approval → funding
137 days
Approved
12/15/2021
First disbursed
5/1/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Stores
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
STLCookies LLC in Des Peres, MO — $500K (2022) · purchase · Midwest Regional Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
2 days
Approved
10/6/2021
First disbursed
10/8/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
65
Business age
Change of Ownership
Industry
Cookie and Cracker Manufacturing
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$5,551
Annual debt service
$67K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
GBMB1, LLC in Saint Louis, MO — $462K (2022) · St. Louis Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
125 months
SBA guaranteed
$347K (75%)
Approval → funding
4 days
Approved
12/6/2021
First disbursed
12/10/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Baked Goods Stores
Funded by St. Louis Bank · Lender record →
Your business? Claim this record · Request removal
Davis Legacy, Inc. in Columbia, MO — $340K (2020) · Fountainhead SBF LLC
Program
7a General
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$255K (75%)
Approval → funding
33 days
Approved
7/29/2020
First disbursed
8/31/2020
Loan status
Paid in full (3/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by Fountainhead SBF LLC
Your business? Claim this record · Request removal
ALMR, LLC in Saint Peters, MO — $301K (2020) · Midwest Regional Bank
Program
7a General
Rate at approval
6% variable
Term
123 months
SBA guaranteed
$226K (75%)
Approval → funding
95 days
Approved
6/27/2020
First disbursed
9/30/2020
Loan status
Paid in full (5/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Cookie and Cracker Manufacturing
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Crumbl in Missouri? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Missouri project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in Missouri with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Missouri deals. St. Louis Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
4 lenders active in Missouri
7+ funded Missouri deals
26 days typical to fund

Buyers buying a Crumbl in Missouri typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/missouri
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl&state=MO
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.