Food & Restaurants · lender intelligence

How to finance a Crumbl in Utah

State:

The SBA 7(a) lenders funding the most Crumbl deals in Utah, from public loan records — typical Crumbl loan about $473K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Crumbl in Utah

$1.20M

Typical loan

range $250K–$1.67M

$1.33M

Est. purchase price

≈ loan ÷ 90%

$182,833

Cash to close

$133,333 down + fees

$15,528/mo

Typical payment

~9.5% · 10yr

$214,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

8.65%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Crumbl in Utah

Ranked by funded Crumbl loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.

1.24 loans · $9M · Logan, UTFull record →
2.95 loans · $67M · New York, NYFull record →
3.618 loans · $171M · Salt Lake City, UTFull record →
4.56 loans · $36M · Provo, UTFull record →

6+ funded Crumbl in Utah deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

B3 Capital Ventures LLC in Highland, UT — $1.2M (2025) · Grasshopper Bank National Association
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$900K (75%)
Approval → funding
18 days
Approved
9/12/2025
First disbursed
9/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
New Business or 2 years or less
Industry
Retail Bakeries
Funded by Grasshopper Bank National Association · Lender record →
Your business? Claim this record · Request removal
Jab Legacy, Llc in Saint George, UT — $250K (2025) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.15% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
5 days
Approved
7/31/2025
First disbursed
8/5/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Snack and Nonalcoholic Beverage Bars
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Titan Food Services, LLC in Vernal, UT — $2.1M (2024) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
53 days
Approved
4/6/2024
First disbursed
5/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$231K
Est. cash at closing
$318K
Monthly payment
$27,431
Annual debt service
$329K
Cash flow needed (1.25×)
$411K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
P&E HOGAN-UTAH, LLC in Heber City, UT — $225K (2023) · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approval → funding
10 days
Approved
3/14/2023
First disbursed
3/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
New Business or 2 years or less
Industry
Baked Goods Retailers
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal
Be Ventures LLC in Bountiful, UT — $1.7M (2022) · purchase · Capital Community Bank
Program
7a General
Rate at approval
5.5% variable
Term
97 months
SBA guaranteed
$1.2M (75%)
Approval → funding
7 days
Approved
2/28/2022
First disbursed
3/7/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
58
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$185K
Est. cash at closing
$254K
Monthly payment
$21,301
Annual debt service
$256K
Cash flow needed (1.25×)
$320K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Community Bank · Lender record →
Your business? Claim this record · Request removal
SWEET TASTINGS LLC in Tooele, UT — $450K (2022) · Cache Valley Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
18 days
Approved
1/31/2022
First disbursed
2/18/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
New Business or 2 years or less
Industry
Retail Bakeries
Funded by Cache Valley Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Crumbl in Utah? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Crumbl loans with a Utah project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Crumbl purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Cache Valley Bank funds the most here. CapBench is not a lender.

$473K typical Crumbl loan
5 lenders active in Utah
6+ funded Utah deals
18 days typical to fund

Buyers buying a Crumbl in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Crumbl lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/crumbl/utah
API:: https://www.capbench.com/api/public/lenders?franchise=crumbl
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.