Food & Restaurants · lender intelligence

How to finance a Cupbop

State:

The SBA 7(a) lenders funding the most Cupbop deals, ranked from public loan records — typical Cupbop loan about $540K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Cupbop

$540K

Typical loan

range $525K–$750K

$600K

Est. purchase price

≈ loan ÷ 90%

$80,250

Cash to close

$60,000 down + fees

$6,987/mo

Typical payment

~9.5% · 10yr

$96,421/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

77 days

Typical time to fund

Lenders competing

more = leverage

9.58%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Cupbop

Ranked by funded Cupbop loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.58 loans · $51M · Burlington, KYFull record →
2.2 loans · $1M · Dallas, TXFull record →

3+ funded Cupbop deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Blasta LLC in Spanish Fork, UT — $750K (2026) · purchase · Heritage Bank Inc
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
53 days
Approved
11/14/2025
First disbursed
1/6/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$833K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,911
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Heritage Bank Inc · Lender record →
Your business? Claim this record · Request removal
West Cranmer, LLC in Mansfield, TX — $540K (2026) · Harmony Bank
Program
7a General
Rate at approval
8.75% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$405K (75%)
Approval → funding
77 days
Approved
12/9/2025
First disbursed
2/24/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Harmony Bank · Lender record →
Your business? Claim this record · Request removal
CUPBOP in Medford, OR — $525K (2026) · Heritage Bank Inc
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$394K (75%)
Approved
12/31/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Heritage Bank Inc · Lender record →
Your business? Claim this record · Request removal

Buying a Cupbop? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Cupbop businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Cupbop purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Heritage Bank Inc funds the most. CapBench is not a lender.

$540K typical Cupbop loan
2 lenders fund the brand
77 days typical to fund

Buyers researching a Cupbop typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Cupbop record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/cupbop
API:: https://www.capbench.com/api/public/lenders?franchise=cupbop
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.