Food & Restaurants · lender intelligence
How to finance a Dave's Hot Chicken
The SBA 7(a) lenders funding the most Dave's Hot Chicken deals, ranked from public loan records — typical Dave's Hot Chicken loan about $1.1M. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Dave's Hot Chicken
$1.10M
Typical loan
range $1.02M–$1.10M
$1.22M
Est. purchase price
≈ loan ÷ 90%
$167,597
Cash to close
$122,222 down + fees
$14,234/mo
Typical payment
~9.5% · 10yr
$196,429/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
8 days
Typical time to fund
4
Lenders competing
more = leverage
9.3%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Dave's Hot Chicken
Ranked by funded Dave's Hot Chicken loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.149 loans · $135M · Mukwonago, WIFull record →
- 3.62 loans · $34M · Winter Haven, FLFull record →
- 4.1,025 loans · $292M · Berkeley Heights, NJFull record →
5+ funded Dave's Hot Chicken deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- MONTANA CHICKEN MISSOULA LLC in Missoula, MT — $1.1M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $825K (75%)
- Approved
- 8/15/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- MONTANA CHICKEN GREAT FALLS, LLC in Great Falls, MT — $1.0M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $765K (75%)
- Approved
- 9/16/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 45
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Dave's Hot Chicken in Kennesaw, GA — $1.1M (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $827K (75%)
- Approved
- 6/24/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Raldco Operations, LLC in Lubbock, TX — $1.1M (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 127 months
- SBA guaranteed
- $825K (75%)
- Approval → funding
- 8 days
- Approved
- 8/27/2024
- First disbursed
- 9/4/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Alicia DHC LLC in Mission Viejo, CA — $776K (2023) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $582K (75%)
- Approval → funding
- 7 days
- Approved
- 12/12/2022
- First disbursed
- 12/19/2022
- Loan status
- Paid in full (9/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Dave's Hot Chicken? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Dave's Hot Chicken businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Dave's Hot Chicken purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $1.1M typical Dave's Hot Chicken loan
- 4 lenders fund the brand
- 8 days typical to fund
Buyers researching a Dave's Hot Chicken typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.