Food & Restaurants · lender intelligence

How to finance a Duck Donuts in Florida

State:

The SBA 7(a) lenders funding the most Duck Donuts deals in Florida, from public loan records — typical Duck Donuts loan about $425K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Duck Donuts in Florida

$689K

Typical loan

range $687K–$836K

$766K

Est. purchase price

≈ loan ÷ 90%

$102,394

Cash to close

$76,556 down + fees

$8,915/mo

Typical payment

~9.5% · 10yr

$123,027/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

27 days

Typical time to fund

Lenders competing

more = leverage

8.13%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Duck Donuts in Florida

Ranked by funded Duck Donuts loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.47 loans · $39M · Greenville, PAFull record →
2.46 loans · $85M · Salt Lake City, UTFull record →
3.318 loans · $229M · Osage Beach, MOFull record →
4.32 loans · $54M · Tupelo, MSFull record →

4+ funded Duck Donuts in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Golden Management Associates Inc in Brooksville, FL — $836K (2025) · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
129 months
SBA guaranteed
$627K (75%)
Approval → funding
16 days
Approved
5/21/2025
First disbursed
6/6/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
Lilliputian Enterprises LLC in Tallahassee, FL — $689K (2023) · First National Bank of Pennsylvania
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$517K (75%)
Approval → funding
27 days
Approved
1/11/2023
First disbursed
2/7/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
AndRich Enterprises LLC in Tampa, FL — $687K (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
128 months
SBA guaranteed
$515K (75%)
Approval → funding
6 days
Approved
7/28/2023
First disbursed
8/3/2023
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
SAHU, LLC in Brandon, FL — $350K (2021) · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
2% variable
Term
130 months
SBA guaranteed
$315K (90%)
Approval → funding
231 days
Approved
9/9/2021
First disbursed
4/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Duck Donuts in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Duck Donuts loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Duck Donuts purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. First National Bank of Pennsylvania funds the most here. CapBench is not a lender.

$425K typical Duck Donuts loan
4 lenders active in Florida
4+ funded Florida deals
27 days typical to fund

Buyers buying a Duck Donuts in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Duck Donuts lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/duck-donuts/florida
API:: https://www.capbench.com/api/public/lenders?franchise=duck-donuts
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.